7166 Rivers Edge Rd, Columbia, MD 21044 Property Records

Howard County property record for 7166 Rivers Edge Rd, Columbia, MD 21044

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,788 sqft · built 1986
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$680,000 (Nov 2021)
Tax Bill	$12,041 (2026)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-396395`

Property Details

APN / Parcel Number

Primary APN	`05-396395`
Alternative APNs	`5396395` `396395`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,788 sqft Total Area
Basement Area	1,015 sqft
Finished Basement	1,015 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	144 sqft
Deck Area	398 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	396395
Street Address	7166 RIVERS EDGE RD
City	COLUMBIA
State	MD
Zip	21044-4235
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LOT 1 .340 A 7166 RIVERS EDGE RD RIVERSIDE S 1 AR 3
Legal Subdivision	RIVERSIDE SEC 01 AR 03
Legal Lot Number	1
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	2
Census Block	2001
Census Tract	605105

Owner

7166 Rivers Edge Rd is owned and occupied by an individual who bought it in November 2021.

Source: Howard County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	7166 RIVERS EDGE RD, COLUMBIA, MD 21044-4235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2021 · Amount on File
Deed Sale	Nov 16, 2021 · Amount on File
Prior Sale	Mar 17, 1986 · Amount on File
Deed Book / Page	21110 / 383
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 16, 2021
Property Address	7166 RIVERS EDGE RD, COLUMBIA, MD 21044-4235
Document Number	0211100383
Book / Page	21110 / 383
Map Reference	MB 6061
Instrument Date	Sep 22, 2021
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	ARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7166 RIVERS EDGE RD, COLUMBIA, MD 21044-4235

Mortgage

Document Number	21110390
Date	Nov 16, 2021
Instrument	21110/390

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 7166 Rivers Edge Rd was $12,041, up 2.9% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,041.00 (+2.9%)	$792,367 (+2.69%)	$833,900 (+8.07%) Land $351,900 Building $482,000
2025	$11,702.00	$771,600 Land $261,900 Building $509,700	$771,600 Land $261,900 Building $509,700
2023		$700,067	$771,600 Land $261,900 Building $509,700
2022	$7,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7166 Rivers Edge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7166 Rivers Edge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20