7166 Forest Ridge Rd, Matthews, NC 28104 Property Records

Union County property record for 7166 Forest Ridge Rd, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,365 sqft · built 1987
Lot Size	2.29 acres (99,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jul 2021)
Tax Bill	$3,515 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`06-063-186`

Property Details

APN / Parcel Number

Primary APN	`06-063-186`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	3,365 sqft Living Area
Gross Area	4,158 sqft
1st Floor Area	1,344 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	99,752 sqft (2.29 acres)
Garage Type	Attached
Garage Area	628 sqft
Parking Spaces	2 Parking Spaces
Deck Area	407 sqft
Patio Area	407 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7166 FOREST RIDGE RD
City	MATTHEWS
State	NC
Zip	28104-7878
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 WEDDI
Legal Description	#61 PROVIDENCE PLACE PH4 OPCB223A
Legal Subdivision	PROVIDENCE PLACE
Legal Tract	61
Legal Lot Number	61
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2004
Census Tract	21019

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7166 FOREST RIDGE RD, MATTHEWS, NC 28104-7878
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2021	Warranty Deed, Transfer · Conventional Mortgage SYNOVUS BANK
Apr 15, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	Nov 20, 1998 · Amount on Record
Deed Document Number	202134020
Deed Book / Page	8175 / 453
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 19, 2021
Property Address	7166 FOREST RIDGE RD, MATTHEWS, NC 28104-7878
Document Number	0008175453
Book / Page	8175 / 453
Map Reference	CAB B FILE 223-A
Instrument Date	Jul 15, 2021
Instrument	34020
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1105 RIVERSIDE AVE, ELIZABETH CITY, NC 27909-5441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7166 FOREST RIDGE RD, WEDDINGTON, NC 28104-7878

Mortgage

Document Number	0000034021
Date	Jul 19, 2021
Instrument	34021

Lender

Name	SYNOVUS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7166 FOREST RIDGE RD, MATTHEWS, NC 28104-7878
Document Number	692198
Instrument Date	Apr 15, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7166 FOREST RIDGE RD WEDDINGTON NC 281047878, WEDDINGTON, NC 28104-7878

Mortgage

Document Number	692198
Date	Apr 28, 2017
Book Page	006921/000098
Instrument	11576

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Weddington Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,600 (-) Land $116,600 Building $587,000	$703,600 (-) Land $116,600 Building $587,000
2025	$3,515.00 (+6.71%)	$703,600 (+35.18%) Land $116,600 Building $587,000	$703,600 (+35.18%) Land $116,600 Building $587,000
2023	$3,294.00	$520,500 Land $76,000 Building $444,500	$520,500 Land $76,000 Building $444,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures