7165 Utica Pl, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7165 Utica Pl, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,590 sqft · built 1978
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$725,000 (Dec 2018)
Tax Bill	$9,996 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`799-28-034`

Property Details

APN / Parcel Number

Primary APN	`799-28-034`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
1st Floor Area	1,442 sqft
2nd Floor Area	1,148 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Pool Area	2,580 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7165 UTICA PL
City	GILROY
State	CA
Zip	95020-6311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 5846 LOT 307
Legal Subdivision	HIDDEN GLEN GILROY 02
Legal Tract	5846
Legal Lot Number	307
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1006
Census Tract	512512

Owner

7165 Utica Pl is owned and occupied by two individuals who bought it in December 2018.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7165 UTICA PL, GILROY, CA 95020-6311
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Dec 9, 2019	Deed of Trust, Mortgage · Conventional with PMI PRIME LNDG
Dec 14, 2018	Grant Deed, Transfer PRIMELENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on File
Deed Sale	Dec 14, 2018 · Amount on File
Prior Sale	Dec 9, 2005 · Amount on File
Deed Document Number	201824082043
Prior Transfer Date	Dec 1, 2005
Prior Transfer Doc	0018711144
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7165 UTICA PL, GILROY, CA 95020-6311
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7165 UTICA PL, GILROY, CA 95020-6311

Mortgage

Document Number	0024755161
Date	Dec 18, 2020
Instrument	24755161

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7165 UTICA PL, GILROY, CA 95020-6311
Document Number	0024357680
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7165 UTICA PL GILROY CA 950206311, GILROY, CA 95020-6311

Mortgage

Document Number	0024357680
Date	Dec 13, 2019
Instrument	24357680

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 14, 2018
Property Address	7165 UTICA PL, GILROY, CA 95020-6311
Document Number	0024082043
Instrument Date	Dec 12, 2018
Instrument	24082043
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$797.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7165 UTICA PL GILROY CA 950206311, GILROY, CA 95020-6311

Mortgage

Document Number	24082044
Date	Dec 14, 2018
Instrument	24082044

Lender

Name	PRIMELENDING
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7165 Utica Pl was $9,996.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$824,919 (+2%) Land $284,453 Building $540,466
2025	$9,996.00	$808,745 Land $278,876 Building $529,869
2023	$9,782.00 (+1.66%)	$777,343 Land $268,048 Building $509,295
2022	$9,622.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7165 Utica Pl in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7165 Utica Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 703 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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