7165 Ridge Rd, Newcastle, CA 95658 Property Records

Placer County property record for 7165 Ridge Rd, Newcastle, CA 95658

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,651 sqft · built 1955
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Company Names on File
Last Sale	$580,000 (May 2019)
Tax Bill	$7,471 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`031-161-049-000`

Property Details

APN / Parcel Number

Primary APN	`031-161-049-000`
Alternative APN	`031-161-049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,651 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Construction Type	Concrete
Lot Area	65,340 sqft
Garage Area	1,200 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	031-161-049
Street Address	7165 RIDGE RD
City	NEWCASTLE
State	CA
Zip	95658-9429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FBX
Legal Description	1.5 AC SEC 14 12 7
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3007
Census Tract	20501

Owner

7165 Ridge Rd is owned by a company that acquired it in December 2024 and is owner-occupied.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Company Names on File
Mailing Address	7165 RIDGE RD, NEWCASTLE, CA 95658-9429
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage RECOVCO MORTGAGE MANAGEMENT LLC
Sep 20, 2019	Deed of Trust, Mortgage · Conventional with PMI ORION LNDG
May 24, 2019	Grant Deed, Transfer · Conventional Mortgage FIRST WESTERN TRUST BANK
Feb 2, 2018	Grant Deed, Transfer PLACER TITLE COMPANY
Nov 27, 2017	Deed of Trust, Mortgage 1993 MIX J & C FAM TR (PT)
May 23, 2017	Loan Modification, Mortgage · Conventional Mortgage CV DIRECT LOAN FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	Feb 2, 2018 · Amount on File
Deed Document Number	201934577
Last Transfer Date	Dec 19, 2024
Transfer Doc	0000070829
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7165 RIDGE RD, NEWCASTLE, CA 95658-9429
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7165 RIDGE RD, NEWCASTLE, CA 95658-9429

Mortgage

Document Number	0000135075
Date	Nov 2, 2021
Instrument	2021-0135075

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7165 RIDGE RD, NEWCASTLE, CA 95658-9429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7165 RIDGE RD, NEWCASTLE, CA 95658-9429

Mortgage

Document Number	0000116634
Date	Oct 16, 2020
Instrument	2020-0116634

Lender

Name	RECOVCO MORTGAGE MANAGEMENT LLC
Type	Non-Lending Institution
Address	IRVING, TX 75038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7165 RIDGE RD, NEWCASTLE, CA 95658-9429
Document Number	0000075411
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 16, 2019
Title Company	SPL EXPRESS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7165 RIDGE RD NEWCASTLE CA 956589429, NEWCASTLE, CA 95658-9429

Mortgage

Document Number	0000075411
Date	Oct 1, 2019
Instrument	75411

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 24, 2019
Property Address	7165 RIDGE RD, NEWCASTLE, CA 95658-9429
Document Number	0000034577
Instrument Date	May 10, 2019
Instrument	2019-0034577
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7165 RIDGE ROAD, SOMES BAR, CA 95568

Mortgage

Document Number	0000034578
Date	May 24, 2019
Instrument	2019-0034578

Lender

Name	FIRST WESTERN TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 2, 2018
Property Address	7165 RIDGE RD, NEWCASTLE, CA 95658-9429
Document Number	0000006698
Instrument Date	Jan 26, 2018
Instrument	6698
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$495.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	30500 WHIPPLE RD UNION CITY CA 945871530, UNION CITY, CA 94587-1530

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	7165 RIDGE RD, NEWCASTLE, CA 95658-9429
Document Number	0000104725
Instrument Date	Nov 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 42ND ST SACRAMENTO CA 958193606, SACRAMENTO, CA 95819-3606

Mortgage

Document Number	0000104725
Date	Dec 29, 2017
Instrument	104725

Lender

Name	1993 MIX J & C FAM TR (PT)
Address	515 BERESFORD AVE, REDWOOD CITY, CA 94061-4204

Agreement

Amount	Amount on Record
Term	240 Months
Due	Dec 28, 2037

May 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PLACER CA
Property Address	7165 RIDGE RD, NEWCASTLE, CA 95658-9429
Document Number	0000040534
Instrument Date	May 23, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	VISTA TITLE INSURANCE AND GUARANTY AGENCY, STEWART TITLE/PLACER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8460 OAK KNOLL DR GRANITE BAY CA 957469376, GRANITE BAY, CA 95746-9376

Mortgage

Document Number	0000040534
Date	Jun 2, 2017
Instrument	40534

Lender

Name	CV DIRECT LOAN FUND LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 1, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 7165 Ridge Rd was $7,471 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Newcastle Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,708 (+2%) Land $170,671 Building $546,037
2025	$7,471.00 Homeowner's exemption	$702,656 Land $167,325 Building $535,331
2023	$7,374.00 (+9.36%) Homeowner's exemption	$675,374 Land $160,829 Building $514,545
2022	$6,743.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7165 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1986–2000)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jan 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7165 Ridge Rd is high, ranking above 84% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	1,500 / 1,500
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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