7165 Mattonen Rd, Embarrass, MN 55732 Property Records

St. Louis County property record for 7165 Mattonen Rd, Embarrass, MN 55732

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,490 sqft · built 1976
Lot Size	32 acres (1,393,920 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Mar 2021)
Tax Bill	$3,450 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`505-0015-05280`

Property Details

APN / Parcel Number

Primary APN	`505-0015-05280`
Alternative APN	`1105364`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,490 sqft Gross Area
1st Floor Area	2,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	1,393,920 sqft (32 acres)
Garage Area	5,624 sqft
Storage Building	100 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1105364
Street Address	7165 MATTONEN RD
City	EMBARRASS
State	MN
Zip	55732-8729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNS
Legal Description	NW1/4 OF SE1/4 EX BEG AT NW COR THENCE 491 FTS ALONG W BOUNDARY THENCE E RUNNING PARALLELTO N BOUNDARY MORE OR LESS 710 FT TO
Legal Range	16W
Legal Township	60N
Legal Section	33
Legal Subdivision	PIKE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	PIKE
Census Block Group	2
Census Block	2008
Census Tract	15200

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7165 MATTONEN RD, EMBARRASS, MN 55732-8729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Warranty Deed, Transfer · Conventional Mortgage REGENT FINANCIAL GROUP INC
Mar 4, 2021	Affidavit of Death of Joint Tenant, Transfer NORTHEAST TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Jun 5, 2008 · Amount on Record
Deed Document Number	20211405875
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 4, 2021
Property Address	7165 MATTONEN RD, EMBARRASS, MN 55732-8729
Document Number	0001405875
Instrument Date	Dec 31, 2020
Instrument	1405875
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$940.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7165 MATTONEN RD, EMBARRASS, MN 55732-8729

Mortgage

Document Number	0001405876
Date	Mar 4, 2021
Instrument	1405876

Lender

Name	REGENT FINANCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

March 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST LOUIS MN
Recording Date	Mar 4, 2021
Property Address	7165 MATTONEN RD, EMBARRASS, MN 55732-8729
Document Number	0001405874
Instrument Date	Dec 30, 2020
Instrument	1405874
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	NORTHEAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	817-7TH STREET SOUTH, VIRGINIA, MN 55792-3049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Pike Township
Unified School District	Rock Ridge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,450.00 (+4.74%) Homeowner's exemption
2025	$3,294.00 (-6.9%) Homeowner's exemption	$384,200 (+4.92%) Land $61,100 Building $323,100	$384,200 (+4.92%) Land $61,100 Building $323,100
2024	$3,538.00	$366,200 (+18.55%) Land $59,500 Building $306,700	$366,200 (+18.55%) Land $59,500 Building $306,700
2022		$308,900 Land $51,100 Building $257,800	$308,900 Land $51,100 Building $257,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paul Bunyan Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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