7164 118th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 7164 118th Ter, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,609 sqft · built 1979
Lot Size	0.208 acres (9,065 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Aug 2005)
Tax Bill	$2,357 (2025)
Deeds & Mortgages	May 2018 Loan Modification Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-765-3515-2`

Property Details

APN / Parcel Number

Primary APN	`C62-000-765-3515-2`
Alternative APNs	`18-30-16-69053-019-0010` `R192402`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,609 sqft Heated Area
1st Floor Area	787 sqft
2nd Floor Area	822 sqft
Upper Floors Area	822 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,065 sqft (0.208 acres)
Lot Dimensions	120 ft deep x 76 ft wide
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	205 sqft
Deck Area	250 sqft
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R192402
Street Address	7164 118TH TER
City	LARGO
State	FL
Zip	33773-3242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PINEBROOK ESTATES UNIT 4 BLK S, LOT 1
Legal Range	16
Legal Township	30
Legal Section	18
Legal Subdivision	PINEBROOK ESTATES UNIT 4
Legal Block	S
Legal Lot Number	1
Legal Unit	4
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETERSBURG
Census Block Group	1
Census Block	1017
Census Tract	25009

Owner

7164 118th Ter is owned and occupied by an individual who bought it in August 2005.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7164 118TH TER, LARGO, FL 33773-3242
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2018	Loan Modification, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Nov 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2005 · Amount on File
Deed Sale	Aug 31, 2005 · Amount on File
Deed Document Number	2005347537
Deed Book / Page	14569 / 1329
Record Updated	Jun 8, 2026

May 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PINELLAS FL
Property Address	7164 118TH TER, LARGO, FL 33773-3242
Document Number	0200510687
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7164 118TH TER LARGO FL 337733242, LARGO, FL 33773-3242

Mortgage

Document Number	0200510687
Date	May 15, 2018
Book Page	020051/000687
Instrument	153191

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 14, 2033

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	7164 118TH TER, LARGO, FL 33773-3242
Document Number	0199162529
Book / Page	019916 / 002529
Instrument Date	Nov 22, 2017
Transaction Type	Mortgage
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7164 118TH TER LARGO FL 337733242, LARGO, FL 33773-3242

Mortgage

Document Number	0199162529
Date	Jan 23, 2018
Book Page	019916/002529
Instrument	21994

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 22, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 7164 118th Ter was $2,357 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Pinellas Park City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,357.00 Homeowner's exemption	$156,408	$411,166 Land $153,973 Building $257,193
2023	$2,181.00 (+3.36%) Homeowner's exemption	$147,573 (+3%)	$393,670 (+33.83%) Land $188,072 Building $205,598
2022	$2,110.00 Homeowner's exemption	$143,275	$294,160 Land $173,468 Building $120,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7164 118th Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 71 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	71 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7164 118th Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS PARK WATER DEPT serves 48,939 people · EPA ID FL6521406
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, WOW Internet, Cable & Phone.

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