7163 Somerton Ct, Hanover, MD 21076 Property Records

Anne Arundel County property record for 7163 Somerton Ct, Hanover, MD 21076

Property Summary

Property Type	Exempt (Full or Partial)
Details	3.5 ba · 5,670 sqft · built 2007
Lot Size	0.177 acres (7,720 sqft)
Owner	2 Individual Names on Record
Last Sale	$840,000 (Jul 2023)
Tax Bill	$2,574 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`04-884-90222107`

Property Details

APN / Parcel Number

Primary APN	`04-884-90222107`
Alternative APNs	`4-884-90222107` `88490222107`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,670 sqft Gross Area
1st Floor Area	1,958 sqft
Basement Area	1,560 sqft
Finished Basement	1,560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,720 sqft (0.177 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	88490222107
Street Address	7163 SOMERTON CT
City	HANOVER
State	MD
Zip	21076-1756
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R2
Legal Description	LT 44 SOMERSET VIL OF DORCHEST
Legal Subdivision	SOMERSET VIL OF DORCHEST
Legal Block	1
Legal Lot Number	44
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	1
Census Block Group	1
Census Block	1011
Census Tract	740107

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7163 SOMERTON CT, HANOVER, MD 21076-1756
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Deed, Transfer · Conventional Mortgage ARC HOME LLC
Apr 26, 2017	Deed of Trust, Mortgage · ARM PENTAGON FCU
May 7, 2021	Deed of Trust, Mortgage · VA Mortgage CAPITAL BANK NA
Feb 22, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 5, 2019	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Dec 5, 2019 · Amount on Record
Deed Book / Page	39781 / 330
Prior Transfer Date	Sep 7, 2018
Prior Transfer Doc	0325080172
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jul 10, 2023
Property Address	7163 SOMERTON CT, HANOVER, MD 21076-1756
Document Number	0397810330
Book / Page	39781 / 330
Map Reference	MB 269 PG 5-6PL13981
Instrument Date	Jun 26, 2023
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	UNIVERSAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7163 SOMERTON CT, HANOVER, MD 21076-1756

Mortgage

Document Number	0039781338
Date	Jul 10, 2023
Instrument	39781/338

Lender

Name	ARC HOME LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Mortgage

Document Number	0397810364
Date	Jul 10, 2023
Book Page	39781/364

Lender

Name	LAFAYETTE FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7163 SOMERTON CT, HANOVER, MD 21076-1756
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	BROADWAY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0308720200
Date	Apr 26, 2017
Book Page	30872/200
Instrument	30872-200

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	ALEXANDRIA, VA 22313

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2032
Index	Other
Margin	2
Max Rate	9.75%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7163 SOMERTON CT, HANOVER, MD 21076-1756
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	MADISON SETMNT SVCS BALTIMOR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0367340456
Date	May 7, 2021
Book Page	36734/456

Lender

Name	CAPITAL BANK NA
Type	Bank
Address	ROCKVILLE, MD 20850

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Jan 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	7163 SOMERTON CT, HANOVER, MD 21076-1756
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7163 SOMERTON CT, HANOVER, MD 21076-1756

Mortgage

Document Number	0383810220
Date	Feb 22, 2022
Book Page	38381/220

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 5, 2019
Property Address	7163 SOMERTON CT, HANOVER, MD 21076-1756
Document Number	0339190003
Book / Page	33919 / 003
Map Reference	MB 269 PG 5-6PL13981
Instrument Date	Dec 4, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7163 SOMERTON CT, 7163, HANOVER, MD 21076-1756

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7163 SOMERTON CT, HANOVER, MD 21076-1756

Mortgage

Document Number	0033919011
Date	Dec 5, 2019
Instrument	33919/011

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Sep 24, 2018
Property Address	7163 SOMERTON CT, HANOVER, MD 21076-1756
Document Number	0325080172
Book / Page	032508 / 000172
Instrument Date	Sep 7, 2018
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7163 SOMERTON CT HANOVER MD 210761756, HANOVER, MD 21076-1756

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$797,733 (+0.39%)	$804,000 (+1.18%) Land $173,300 Building $630,700
2025	$2,574.00 (+3.33%) Homeowner's exemption	$794,600 (+21.25%) Land $121,500 Building $673,100	$794,600 (-) Land $121,500 Building $673,100
2024	$2,491.00
2023	Disabled Person's exemption Veteran's exemption	$655,333 (+11.89%)	$794,600 (+35.67%) Land $121,500 Building $673,100
2022	$6,120.00 Disabled Person's exemption Veteran's exemption	$585,700 Land $126,500 Building $459,200	$585,700 Land $126,500 Building $459,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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