7163 Harp String, Columbia, MD 21045 Property Records

Howard County property record for 7163 Harp String, Columbia, MD 21045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,380 sqft · built 1980
Lot Size	0.076 acres (3,310 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,900 (Jan 2012)
Tax Bill	$5,858 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-152854`

Property Details

APN / Parcel Number

Primary APN	`16-152854`
Alternative APN	`152854`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,380 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,310 sqft (0.076 acres)
Deck Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	152854
Street Address	7163 HARP STRING
City	COLUMBIA
State	MD
Zip	21045-5247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NT
Legal Description	LOT A-261 .0 76 A 7163 HARP STRING VIL OWEN BROWN
Legal Subdivision	COLUMBIA VILLAGE OF OWEN BROWN
Legal Lot Number	A 261
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	3
Census Block	3002
Census Tract	606708

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7163 HARP STRING, COLUMBIA, MD 21045-5247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2012 · Amount on Record
Deed Sale	Jan 10, 2012 · Amount on Record
Prior Sale	Feb 15, 2011 · Amount on Record
Deed Book / Page	13701 / 349
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7163 HARP STRING, COLUMBIA, MD 21045-5247
Document Number	0194130429
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	LEGACYHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7163 HARP STRING COLUMBIA MD 210455247, COLUMBIA, MD 21045-5247

Mortgage

Document Number	0194130429
Date	Jun 3, 2020
Book Page	019413/000429

Lender

Name	VELLUM MTG LLC
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 2, 2050

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,858.00 (+6.14%)	$371,200 (+6.39%) Land $180,000 Building $191,200	$371,200 (-) Land $180,000 Building $191,200
2025	$5,519.00 (+66.69%)	$348,900 (+14.66%)	$371,200 (+21.98%) Land $180,000 Building $191,200
2023		$304,300 Land $160,000 Building $144,300	$304,300 Land $160,000 Building $144,300
2022	$3,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20