7162 Olivia Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 7162 Olivia Rd, Middle River, MD 21220

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,406 sqft · built 1987
Lot Size0.127 acres (5,544 sqft)
Owner2 Individual Names on Record
Last Sale$254,900 (Apr 2021)
Tax Bill$4,474 (2024)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2019 Mortgage
+ 3 more
APN15-1800009411

Property Details

APN / Parcel Number

Primary APN15-1800009411
Alternative APN
  • 1800009411

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,406 sqft Living Area
1st Floor Area906 sqft
Basement Area500 sqft
Finished Basement500 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,544 sqft (0.127 acres)
Lot Dimensions85 ft deep x 60 ft wide
Deck Area270 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1800009411
Street Address7162 OLIVIA RD
CityMIDDLE RIVER
StateMD
Zip21220-1181
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeDR55
Legal Description.1272 AC CUNNINGHILL COVE
Legal SubdivisionCUNNINGHILL COVE
Legal BlockD
Legal Lot Number47
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group3
Census Block3002
Census Tract451801

Owner

Source: Baltimore County records, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7162 OLIVIA RD, MIDDLE RIVER, MD 21220-1181
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Aug 5, 2019Deed of Trust, Mortgage · FHA Mortgage
MEMBERS 1ST FCU
Apr 16, 2021Deed, Transfer · FHA Mortgage
CMG MORTGAGE INC
Feb 23, 2018Quit Claim Deed, Transfer
ENDEAVOR TITLE LLC
May 10, 2017Deed, Transfer · ARM
MEMBERS 1ST FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2021 · Amount on Record
Deed SaleApr 16, 2021 · Amount on Record
Prior SaleMay 10, 2017 · Amount on Record
Deed Book / Page44508 / 415
Prior Transfer DateNov 6, 2017
Prior Transfer Doc0399750312
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Recording DateJul 7, 2026
Property Address7162 OLIVIA RD, MIDDLE RIVER, MD 21220-1181
Document Number5150000417
Book / Page51504 / 417
Instrument DateJun 23, 2026
Transaction TypeMortgage
Record UpdatedAug 3, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address7162 OLIVIA RD, MIDDLE RIVER, MD 21220-1181

Mortgage

Document Number5150000417,
DateJul 7, 2026
Book Page51504/417
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 20, 2046
Interest
Rate6.53%
Max Rate-1%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address7162 OLIVIA RD, MIDDLE RIVER, MD 21220-1181
Transaction TypeMortgage
Record UpdatedMay 30, 2022
Title CompanyENDEAVOR TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0417080458
DateAug 5, 2019
Book Page41708/458
Lender
NameMEMBERS 1ST FCU
TypeCredit Union
AddressMECHANICSBURG, PA 17055
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateApr 16, 2021
Property Address7162 OLIVIA RD, MIDDLE RIVER, MD 21220-1181
Document Number0445080415
Book / Page44508 / 415
Map ReferenceMB 53 FO 27
Instrument DateFeb 19, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyGUARANTEED TRUST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7162 OLIVIA RD, MIDDLE RIVER, MD 21220-1181

Mortgage

Document Number0044508422
DateApr 16, 2021
Instrument44508/422
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueMar 1, 2051

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBALTIMORE MD
Recording DateFeb 23, 2018
Property Address7162 OLIVIA RD, MIDDLE RIVER, MD 21220-1181
Document Number0399750312
Book / Page039975 / 000312
Instrument DateNov 6, 2017
Transaction TypeTransfer
Record UpdatedMar 6, 2018
Title CompanyENDEAVOR TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7162 OLIVIA RD MIDDLE RIVER MD 212201181, MIDDLE RIVER, MD 21220-1181

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateMay 10, 2017
Property Address7162 OLIVIA RD, MIDDLE RIVER, MD 21220-1181
Document Number0389430158
Book / Page0038943 / 158
Map ReferenceMB EHKJR53 FO27
Instrument DateApr 28, 2017
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyENDEAVOR TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7162 OLIVIA RD, MIDDLE RIVER, MD 21220-1181

Mortgage

Document Number0038943163
DateMay 10, 2017
Instrument0038943/163
Lender
NameMEMBERS 1ST FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMay 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateMay 1, 2022
Change FrequencyAnnually
Min Rate At Change2.27%
Max Rate At Change8.37%
Index1-Year LIBOR
Max Rate8.37%

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$268,133 (+3.21%)$272,300 (+4.81%) Land $83,500 Building $188,800
2024$4,474.00 (+100.18%)
2023$2,235.00$259,800 Land $83,500 Building $176,300$259,800 Land $83,500 Building $176,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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