7162 Eads Ave, La Jolla, CA 92037 Property Records

San Diego County property record for 7162 Eads Ave, La Jolla, CA 92037

Property Summary

Property Type	Duplex
Details	3 bd · 3.5 ba · 2,297 sqft · built 2002
Lot Size	0.165 acres (7,170 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,200,000 (May 2022)
Tax Bill	$29,678 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`351-171-08-01`

Property Details

APN / Parcel Number

Primary APN	`351-171-08-01`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,297 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Duplex Single
Lot Area	7,170 sqft (0.165 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7162 EADS AVE
City	LA JOLLA
State	CA
Zip	92037-5454
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RM-1-1
Legal Description	BLK 2 US 1 PER DOC01-46289&UND INT IN LOT 2 TR 001387
Legal Subdivision	CORCORANS RESUB
Legal Tract	001387
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2009
Census Tract	8101

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7162 EADS AVE, LA JOLLA, CA 92037-5454
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 10, 2022	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 21, 2019	Deed of Trust, Mortgage · ARM AMALGAMATED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2022 · Amount on Record
Deed Sale	May 10, 2022 · Amount on Record
Prior Sale	Dec 24, 2001 · Amount on Record
Deed Document Number	2022201626
Prior Transfer Date	Dec 15, 2010
Prior Transfer Doc	0000716143
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 10, 2022
Property Address	7162 EADS AVE, LA JOLLA, CA 92037-5454
Document Number	0000201626
Map Reference	MAP 1387
Instrument Date	Mar 15, 2022
Instrument	2022-0201626
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7162 EADS AVE, LA JOLLA, CA 92037-5454

Mortgage

Document Number	0000201627
Date	May 10, 2022
Instrument	2022-0201627

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7162 EADS AVE, LA JOLLA, CA 92037-5454
Transaction Type	Mortgage
Record Updated	Jul 30, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6020 LA JOLLA HERMOSA AVE, LA JOLLA, CA 92037-6748

Mortgage

Document Number	0000521349
Date	Jul 22, 2021
Instrument	2021-0521349

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60639

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	Other
Max Rate	8.25%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7162 EADS AVE, LA JOLLA, CA 92037-5454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000370333
Date	Sep 7, 2018
Instrument	2018-0370333

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7162 EADS AVE, LA JOLLA, CA 92037-5454
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243438
Date	Jun 21, 2019
Instrument	2019-0243438

Lender

Name	AMALGAMATED BANK
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,381,348 (+2%) Land $1,731,890 Building $649,458
2025	$29,678.00 (+8.17%) Homeowner's exemption	$2,334,656 (+4.04%) Land $1,697,932 Building $636,724
2023	$27,436.00 (+90.22%) Homeowner's exemption	$2,244,000 Land $1,632,000 Building $612,000
2022	$14,423.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1992–2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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