Howard County property record for 7160 Stone Throw Way, Elkridge, MD 21075
| Property Type | Store with Apartments |
|---|---|
| Details | 2.5 ba · 1,594 sqft · built 2000 |
| Lot Size | 0.058 acres (2,526 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $366,000 (Dec 2021) |
| Tax Bill | $5,358 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-298909 |
| Primary APN | 01-298909 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,594 sqft Total Area |
| Basement Area | 607 sqft |
| Finished Basement | 607 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,526 sqft (0.058 acres) |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 298909 |
|---|---|
| Street Address | 7160 STONE THROW WAY |
| City | ELKRIDGE |
| State | MD |
| Zip | 21075-7902 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Local Zoning Code | RMH |
| Legal Description | LOT 35 2526 SQ 7160 STONE THROW WAY NEW COLONY VILLAGE |
| Legal Subdivision | NEW COLONY VILLAGE |
| Legal Lot Number | 35 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 1, ELKRIDGE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 601203 |
Source: Howard County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7160 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Dec 21, 2021 | Deed, Transfer · FHA Mortgage BAY CAPITAL MORTGAGE CORP |
| Mar 9, 2017 | Deed of Trust, Mortgage · VA Mortgage BANK OF KANSAS CITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on Record |
| Deed Sale | Dec 21, 2021 · Amount on Record |
| Prior Sale | Dec 20, 2021 · Amount on Record |
| Deed Document Number | 2021 |
| Deed Book / Page | 21208 / 387 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7160 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0201820476 |
|---|---|
| Date | Feb 5, 2021 |
| Book Page | 20182/476 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 315 Months |
| Due | May 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 21, 2021 |
| Property Address | 7160 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Document Number | 0212080387 |
| Book / Page | 21208 / 387 |
| Map Reference | PL 17327-17345 |
| Instrument Date | Nov 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,490.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7160 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Document Number | 0021208395 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 21208/395 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7160 STONE THROW WAY, ELKRIDGE, MD 21075-7902 |
| Document Number | 0175610013 |
| Book / Page | 017561 / 000013 |
| Instrument Date | Mar 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2017 |
| Title Company | LINEAR TITLE AND CLOSING, LINEAR TITLE & CLOSING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 7160 STONE THROW WAY ELKRIDGE MD 210757902, ELKRIDGE, MD 21075-7902 |
| Document Number | 0175610013 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 017561/000013 |
| Name | BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2047 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,200 (+9.69%) Land $100,000 Building $296,200 | $396,200 (-) Land $100,000 Building $296,200 | |
| 2025 | $5,358.00 (+73.51%) | $361,200 (+24.04%) | $396,200 (+36.06%) Land $100,000 Building $296,200 |
| 2023 | $291,200 Land $70,000 Building $221,200 | $291,200 Land $70,000 Building $221,200 | |
| 2022 | $3,088.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Believe Wireless Fixed Wireless | 500 / 100 |
May also be available: AT&T.
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