7160 Ridge Rd, Parma (Cleveland), OH 44129 Property Records

Cuyahoga County property record for 7160 Ridge Rd, Parma, OH 44129

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,287 sqft · built 1920
Lot Size	0.85 acres (37,034 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Mar 1997)
Tax Bill	$4,557 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`455-11-004`

Property Details

APN / Parcel Number

Primary APN	`455-11-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,287 sqft Living Area
Gross Area	3,417 sqft
1st Floor Area	1,207 sqft
2nd Floor Area	1,080 sqft
Basement Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,034 sqft (0.85 acres)
Lot Dimensions	360 ft deep x 103 ft wide
View / Lot	Busy Street
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	7160 RIDGE RD
City	CLEVELAND
State	OH
Zip	44129-5623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-A
Legal Description	18
Legal Subdivision	ELY
Legal Lot Number	18
Jurisdiction	CUYAHOGA OH
Township / Civil Division	PARMA
Census Block Group	1
Census Block	1011
Census Tract	177606

Owner

7160 Ridge Rd is owned and occupied by an individual who bought it in March 1997.

Source: Cuyahoga County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7160 RIDGE RD, CLEVELAND, OH 44129-5623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 9, 2017	Loan Modification, Mortgage · Conventional Mortgage THIRD FED'L S&L/CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 1997 · Amount on File
Deed Sale	Mar 14, 1997 · Amount on File
Prior Sale	Dec 10, 1993 · Amount on File
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Recording Date	Oct 7, 2026
Property Address	7160 RIDGE RD, CLEVELAND, OH 44129-5623
Document Number	0000000084
Instrument Date	Oct 2, 2026
Instrument	2026100784
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7160 RIDGE RD, CLEVELAND, OH 44129-5623

Mortgage

Document Number	0000000084,
Date	Oct 7, 2026
Instrument	2026100784

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	7160 RIDGE RD, PARMA, OH 44129-5623
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7160 RIDGE RD, CLEVELAND, OH 44129-5623

Mortgage

Document Number	0000000346
Date	Dec 20, 2023
Instrument	202312200346

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	7160 RIDGE RD, PARMA, OH 44129-5623
Document Number	0002140433
Instrument Date	Jan 9, 2017
Transaction Type	Mortgage
Record Updated	Apr 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7160 RIDGE RD PARMA OH 441295623, PARMA, OH 44129-5623

Mortgage

Document Number	0002140433
Date	Feb 14, 2017
Instrument	2140433

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 13, 2057

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 7160 Ridge Rd was $4,557, up 10.2% from the year before.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Parma City
Unified School District	Parma City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,557.00 (+10.23%) Homeowner's exemption	$75,460 (-0.01%) Land $15,085 Building $60,375	$215,600 (-) Land $43,100 Building $172,500
2024	$4,134.00 (+11.79%) Homeowner's exemption	$75,470 (+53.11%) Land $15,090 Building $60,380	$215,600 Land $43,100 Building $172,500
2023	$3,698.00 (-3.45%) Homeowner's exemption	$49,290 (-) Land $12,150 Building $37,140
2022	$3,830.00 Homeowner's exemption	$49,290 Land $12,150 Building $37,140
2021			$140,800 Land $34,700 Building $106,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7160 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7160 Ridge Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Breezeline Cable	1,000 / 50
PCs for People Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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