7160 Rd 48, Payne, OH 45880 Property Records

Paulding County property record for 7160 Rd 48, Payne, OH 45880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1901
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Jun 2013)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05-19S-004-01`

Property Details

APN / Parcel Number

Primary APN	`05-19S-004-01`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	2,554 sqft
Upper Floors Area	319 sqft
Family Room	Family Room

Exterior

Year Built	Built 1901
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
Garage Area	1,860 sqft
Parking Spaces	7 Parking Spaces
Porch	Porch
Porch Area	224 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7160 ROAD 48
City	PAYNE
State	OH
Zip	45880-9706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT W1/2 NW1/4 BLUE CREEK TWP S-19
Legal Subdivision	BLUE CREEK
Jurisdiction	PAULDING OH
Township / Civil Division	BLUE CREEK
Census Block Group	3
Census Block	3030
Census Tract	960300

Owner

7160 Rd 48 is owned and occupied by two individuals who bought it in June 2013.

Source: Paulding County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7160 ROAD 48, PAYNE, OH 45880-9706
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF BERNE
Jun 11, 2018	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2013 · Amount on File
Deed Sale	Jun 21, 2013 · Amount on File
Prior Sale	Nov 8, 2010 · Amount on File
Deed Document Number	20131630
Deed Book / Page	557 / 2007
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	7160 ROAD 48, PAYNE, OH 45880-9706
Transaction Type	Mortgage
Record Updated	Jun 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	601/1835
Date	Jun 2, 2021
Book Page	601/1835
Instrument	202100001524

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	May 24, 2031

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	May 24, 2026
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	11.7%
Index	5-Year CMT
Margin	4
Max Rate	11.7%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAULDING OH
Property Address	7160 ROAD 48, PAYNE, OH 45880-9706
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	583/2067
Date	Jun 11, 2018
Book Page	583/2067
Instrument	201800001291

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 25, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 7160 Rd 48 was $1,810 with a homeowner's exemption, up 19.6% from the year before.

Source: Paulding County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Paulding County
County Subdivision	Blue Creek Township
Unified School District	Wayne Trace Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00 (+19.63%) Homeowner's exemption	$56,070 (+19.99%) Land $6,720 Building $49,350	$160,200 Land $19,200 Building $141,000
2024	$1,513.00 (+3.49%) Homeowner's exemption	$46,730 (-) Land $5,600 Building $41,130
2023	$1,462.00 (-2.92%)	$46,730 (-) Land $5,600 Building $41,130
2022	$1,506.00	$46,730 Land $5,600 Building $41,130	$133,500 Land $16,000 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7160 Rd 48 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7160 Rd 48 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Paulding Putnam Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Mercury Fiber Fixed Wireless	150 / 20

Nearby Properties on Rd 48

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All Payne, OH Property Records

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