7160 Chandler Dr, Berlin, MD 21811 Property Records

Worcester County property record for 7160 Chandler Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,261 sqft · built 2007
Lot Size	0.537 acres (23,400 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jan 2006)
Tax Bill	$5,057 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-304083`

Property Details

APN / Parcel Number

Primary APN	`10-304083`
Alternative APN	`304083`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,261 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	23,400 sqft (0.537 acres)
Garage Type	Attached
Garage Area	585 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	294 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	304083
Street Address	7160 CHANDLER DR
City	BERLIN
State	MD
Zip	21811-2436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	LOT 8 23400 SQ FT CHANDLER DRIVE PL GOLF CLUB SHORES III
Legal Subdivision	GOLF CLUB SHORES
Legal Lot Number	8
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	3
Census Block	3042
Census Tract	951700

Owner

7160 Chandler Dr is owned and occupied by two individuals who bought it in January 2006.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7160 CHANDLER DR, BERLIN, MD 21811-2436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND
Jun 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2006 · Amount on File
Deed Sale	Jan 6, 2006 · Amount on File
Deed Document Number	2006358920
Deed Book / Page	4617 / 676
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	7160 CHANDLER DR, BERLIN, MD 21811-2436
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7160 CHANDLER DR, BERLIN, MD 21811-2436

Mortgage

Document Number	0086710130
Date	Nov 20, 2023
Book Page	8671/130

Lender

Name	STATE EMPLOYEES CU OF MARYLAND
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	7160 CHANDLER DR, BERLIN, MD 21811-2436
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0080990249
Date	Jun 25, 2021
Book Page	8099/249

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 7160 Chandler Dr was $5,057 with a homeowner's exemption, up 1.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,057.00 (+1.3%) Homeowner's exemption	$652,367	$790,700 Land $101,700 Building $689,000
2025	$4,992.00 Homeowner's exemption
2023	$4,781.00 Homeowner's exemption	$516,333	$583,200 Land $98,700 Building $484,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7160 Chandler Dr in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 130 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	130 in force
Nearby Flood Claims	38 (1989–2012)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7160 Chandler Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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