7160 107th Ave, Clear Lake, MN 55319 Property Records

Sherburne County property record for 7160 107th Ave, Clear Lake, MN 55319

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1 ba · 1,626 sqft · built 2019
Lot Size	1.39 acres (60,548 sqft)
Owner	Individual Name on Record
Last Sale	$74,952 (Sep 2018)
Tax Bill	$3,328 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Jun 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-464-0010`

Property Details

APN / Parcel Number

Primary APN	`20-464-0010`
Alternative APNs	`20-00464-0010` `48388`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,626 sqft Living Area
1st Floor Area	1,169 sqft
Breakfast Nook	Breakfast Nook
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	60,548 sqft (1.39 acres)
Porch	Open Porch
Pole Barn	1,626 sqft
Wet Bar	Wet Bar

Location & Zoning

Street Address	7160 107TH AVE
City	CLEAR LAKE
State	MN
Zip	55319-9497
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	TRACT A
Legal Range	29W
Legal Township	34N
Legal Section	03
Legal Subdivision	REGISTERED LAND SURVEY NO. 45
Legal Tract	A
Legal Lot Number	A
Jurisdiction	SHERBURNE MN
Township / Civil Division	CLEAR LAKE
Census Block Group	2
Census Block	2005
Census Tract	30302

Owner

Source: Sherburne County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7160 107TH AVE, CLEAR LAKE, MN 55319-9497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage · Balloon Mortgage SHERBURNE STATE BANK
Jun 4, 2020	Loan Modification, Mortgage SHERBURNE ST BK
Sep 10, 2018	Warranty Deed, Transfer CUSTOM TITLE SERVICES, INC.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on Record
Deed Sale	Sep 10, 2018 · Amount on Record
Prior Sale	Sep 10, 2018 · Amount on Record
Deed Document Number	2018861850
Record Updated	Jun 8, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHERBURNE MN
Property Address	7160 107TH AVE, CLEAR LAKE, MN 55319-9497
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	CUSTOM TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000863242
Date	Oct 9, 2018
Instrument	863242

Lender

Name	SHERBURNE STATE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 28, 2023

Interest

Rate Type	Fixed Rate

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SHERBURNE MN
Property Address	7160 107TH AVE, CLEAR LAKE, MN 55319-9497
Document Number	0000894368
Instrument Date	Jun 4, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7160 107TH AVE CLEAR LAKE MN 553199497, CLEAR LAKE, MN 55319-9497

Mortgage

Document Number	0000894368
Date	Jun 24, 2020
Instrument	894368

Lender

Name	SHERBURNE ST BK
Type	Bank
Address	BECKER, MN 55308

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jun 23, 2023

Interest

Rate Type	Fixed Rate
Rate	5.25%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHERBURNE MN
Recording Date	Sep 10, 2018
Property Address	7160 107TH AVE, CLEAR LAKE, MN 55319-9497
Document Number	0000861849
Instrument Date	Jun 18, 2018
Instrument	861849
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	CUSTOM TITLE SERVICES, INC.

Transaction

Amount	Amount Recorded
Tax	$247.33
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7160 107TH AVE CLEAR LAKE MN 553199497, CLEAR LAKE, MN 55319-9497

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Sherburne County
County Subdivision	Clear Lake Township
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,328.00 (+10.86%)	$408,800 (+7.04%) Land $237,400 Building $171,400	$408,800 (+7.04%) Land $237,400 Building $171,400
2023	$3,002.00	$381,900 Land $225,400 Building $156,500
2021			$381,900 Land $225,400 Building $156,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	2 (2022)
Most Recent Claim	May 2022 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, May 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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