Hamilton County property record for 716 Winter Way, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,732 sqft · built 1986 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Last Sale | $431,000 (May 2025) |
| Tax Bill | $7,875 (2024) |
| Deeds & Mortgages | May 2025 Sale & Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-24-105-032.000-018 |
| Primary APN | 29-09-24-105-032.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,732 sqft Living Area |
| 1st Floor Area | 1,192 sqft |
| 2nd Floor Area | 1,540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 156 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Lean-To | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1709240105032000 |
|---|---|
| Street Address | 716 WINTER WAY |
| City | CARMEL |
| State | IN |
| Zip | 46032-5212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .38, SECTION 24, TOWNSHIP 18, RANGE 3, HUNTER'S CREEK VILLAGE, SECTION 4, LOT 131 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 24 |
| Legal Subdivision | HUNTERS CR VILLAGE |
| Legal Block | 4 |
| Legal Lot Number | 131 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 110906 |
716 Winter Way is owned and occupied by an individual who bought it in May 2025.
Source: Hamilton County records, as of March 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 716 WINTER WAY, CARMEL, IN 46032-5212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 13, 2025 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 4, 2021 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jun 2, 2017 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 13, 2025 · Amount on File |
| Deed Sale | May 13, 2025 · Amount on File |
| Prior Sale | Feb 4, 2021 |
| Deed Document Number | 2025018378 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | May 13, 2025 |
| Property Address | 716 WINTER WAY, CARMEL, IN 46032-5212 |
| Document Number | 0000018378 |
| Map Reference | MB 12 PG 28-30 |
| Instrument Date | Apr 28, 2025 |
| Instrument | 2025018378 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 WINTER WAY, CARMEL, IN 46032-5212 |
| Document Number | 0000018379 |
|---|---|
| Date | May 13, 2025 |
| Instrument | 2025018379 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Feb 4, 2021 |
| Property Address | 716 WINTER WAY, CARMEL, IN 46032-5212 |
| Document Number | 2021009163 |
| Map Reference | MB 12 PG 28-30 |
| Instrument Date | Jan 29, 2021 |
| Instrument | 2021009163 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | CHICAGO TITLE COMPANY/CA, CHICAGO TITLE CO LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 WINTER WAY, CARMEL, IN 46032-5212 |
| Document Number | 2021009164 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | 2021009164 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 716 WINTER WAY, CARMEL, IN 46032-5212 |
| Document Number | 0000026289 |
| Instrument Date | Jun 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 716 WINTER WAY CARMEL IN 460325212, CARMEL, IN 46032-5212 |
| Document Number | 0000026289 |
|---|---|
| Date | Jun 8, 2017 |
| Instrument | 26289 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Jun 7, 2032 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $423,600 (+8.06%) Land $105,800 Building $317,800 | $423,600 (+8.06%) Land $105,800 Building $317,800 | |
| 2024 | $7,875.00 (+11.75%) | $392,000 (+12.13%) Land $105,800 Building $286,200 | $392,000 (+12.13%) Land $105,800 Building $286,200 |
| 2023 | $7,047.00 (+96.08%) Homeowner's exemption | $349,600 (+10.28%) Land $91,300 Building $258,300 | $349,600 (+10.28%) Land $91,300 Building $258,300 |
| 2022 | $3,594.00 | $317,000 Land $91,300 Building $225,700 | $317,000 Land $91,300 Building $225,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 716 Winter Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 716 Winter Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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