716 Willow St, Troy, AL 36081 Property Records

Pike County property record for 716 Willow St, Troy, AL 36081

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,056 sqft · built 1949
Lot Size	0.491 acres (21,386 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Feb 2026)
Tax Bill	$383 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`822656`

Property Details

APN / Parcel Number

Primary APN	`822656`
Alternative APNs	`55 10 09 30 1 006 007.000` `821221`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,386 sqft (0.491 acres)
Lot Dimensions	200 ft deep x 106 ft wide
Garage Type	Carport
Garage Area	276 sqft
Carport	Carport
Carport Area	276 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	822656
Street Address	716 WILLOW ST
City	TROY
State	AL
Zip	36081-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	POB 44' S OF SE COR LOT 6 BLK COPELAND BROS PLAT PLAT BK 1-60 S106' W200' N106' E200' POB
Legal Range	21E
Legal Township	10N
Legal Section	30
Legal Subdivision	COPELAND BROS S/D
Legal Block	1-60
Legal Lot Number	6
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	3
Census Block	3007
Census Tract	189001

Owner

716 Willow St is owned and occupied by two individuals who bought it in February 2026.

Source: Pike County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	716 WILLOW ST, TROY, AL 36081-2220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Intrafamily Transfer, Transfer
Jan 5, 2023	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jan 5, 2023	Warranty Deed, Transfer
Feb 1, 2018	Deed, Transfer · Conventional Mortgage TROY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2026 · Amount on File
Deed Sale	Feb 2, 2026 · Amount on File
Prior Sale	Jan 5, 2023 · Amount on File
Deed Book / Page	2026 / 336
Prior Transfer Date	Jan 23, 2026
Prior Transfer Doc	DEED2026/336
Record Updated	Jun 8, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PIKE AL
Recording Date	Feb 2, 2026
Property Address	716 WILLOW ST, TROY, AL 36081-2220
Document Number	DEED2026/336
Book / Page	DEED 2026 / 336
Map Reference	MB 1 PG 60
Instrument Date	Jan 23, 2026
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 WILLOW ST, TROY, AL 36081-2220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 WILLOW ST, TROY, AL 36081-2220

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	716 WILLOW ST, TROY, AL 36081-2220
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002023/87
Date	Jan 5, 2023
Book Page	2023/87
Instrument	20230087

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	716 WILLOW ST, TROY, AL 36081-2220
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/9705
Date	Aug 25, 2021
Book Page	2021/9705
Instrument	20219705

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Jan 5, 2023
Property Address	716 WILLOW ST, TROY, AL 36081-2220
Document Number	0002023/28
Book / Page	2023 / 28
Map Reference	MB 1 PG 60
Instrument Date	Jan 4, 2023
Instrument	20230028
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 WILLOW ST, TROY, AL 36081-2220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 WILLOW ST, TROY, AL 36081-2220

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	PIKE AL
Recording Date	Feb 1, 2018
Property Address	716 WILLOW ST, TROY, AL 36081-2220
Document Number	002018/269
Book / Page	2018 / 269
Instrument Date	Jan 30, 2018
Instrument	20180269
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 BARRINGTON HILLS DR, 436, TROY, AL 36081

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 WILLOW ST, TROY, AL 36081-2220

Mortgage

Document Number	002018/491
Date	Feb 1, 2018
Book Page	2018/491
Instrument	20180491

Lender

Name	TROY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 716 Willow St was $383 with a homeowner's exemption.

Source: Pike County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$383.00 Homeowner's exemption	$11,760 (-) Land $2,000 Building $9,760	$117,560 (-) Land $20,000 Building $97,560
2024	$383.00 (+10.06%) Homeowner's exemption	$11,760 (+8.69%) Land $2,000 Building $9,760	$117,560 (+8.75%) Land $20,000 Building $97,560
2023	$348.00 (+76.65%) Homeowner's exemption	$10,820 (+4.64%)	$108,100 (+4.61%) Land $20,000 Building $88,100
2022	$197.00 Homeowner's exemption Senior Citizen's exemption	$10,340	$103,340 Land $20,000 Building $83,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 716 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Willow St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

716 Willow St, Troy, AL 36081 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2026: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2018: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Willow St

Nearby Streets

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