716 Watchung Rd, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 716 Watchung Rd, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	2,953 sqft · built 1920
Lot Size	0.413 acres (17,999 sqft)
Owner	2 Individual Names on File
Last Sale	$399,000 (Jul 2016)
Tax Bill	$15,074 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00095-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`04-00095-0000-00022`
Alternative APN	`040009500022`

Interior

Stories	2 Stories
Building Area	2,953 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Construction Type	Frame
Lot Area	17,999 sqft (0.413 acres)
Lot Dimensions	180 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	716 WATCHUNG RD
City	BOUND BROOK
State	NJ
Zip	08805-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Block	95
Legal Lot Number	22
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	1
Census Block	1003
Census Tract	51300

Owner

716 Watchung Rd is owned and occupied by two individuals who bought it in July 2016.

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	716 WATCHUNG RD, BOUND BROOK, NJ 08805-1410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 20, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Oct 1, 2021	Deed of Trust, Mortgage · FHA Mortgage STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2016 · Amount on File
Deed Sale	Jul 18, 2016 · Amount on File
Deed Document Number	201628759
Deed Book / Page	6887 / 2523
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	716 WATCHUNG RD, BOUND BROOK, NJ 08805-1410
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 WATCHUNG RD, BOUND BROOK, NJ 08805-1410

Mortgage

Document Number	0000036781
Date	Dec 29, 2025
Book Page	7657/3506
Instrument	2025036781

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Apr 1, 2031
Change Frequency	Annually
Min Rate At Change	4.12%
Max Rate At Change	6.12%
Index	1-Year T-Bill
Max Rate	6.12%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	716 WATCHUNG RD, BOUND BROOK, NJ 08805-1410
Transaction Type	Mortgage
Record Updated	Aug 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 WATCHUNG RD, BOUND BROOK, NJ 08805-1410

Mortgage

Document Number	0000018477
Date	Jul 20, 2023
Book Page	7515/1955
Instrument	2023018477

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	716 WATCHUNG RD, BOUND BROOK, NJ 08805-1410
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058615
Date	Oct 1, 2021
Book Page	7387/3777
Instrument	2021058615

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 716 Watchung Rd was $15,074, up 2.8% from the year before.

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$714,000 (+4.54%) Land $274,000 Building $440,000	$714,000 (+4.54%) Land $274,000 Building $440,000
2025	$15,074.00 (+2.82%)	$683,000 Land $249,000 Building $434,000	$683,000 Land $249,000 Building $434,000
2024	$14,660.00
2023		$611,100 Land $199,000 Building $412,100	$611,100 Land $199,000 Building $412,100
2022	$14,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 716 Watchung Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1999–2021)
Claims Outside the SFHA	9 of 14
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Watchung Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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