716 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 716 Washington St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	4 bd · 3 ba · 2,717 sqft · built 1920
Lot Size	0.544 acres (23,696 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Jun 2003)
Tax Bill	$14,346 (2026)
Deeds & Mortgages	May 2026 Transfer Nov 2025 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0116 B:0003 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0116 B:0003 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,717 sqft Living Area
Gross Area	5,023 sqft
1st Floor Area	1,799 sqft
Attic	Attic
Attic Area	1,252 sqft
Basement Area	1,252 sqft
Unfinished Basement	1,252 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,696 sqft (0.544 acres)
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	716 WASHINGTON ST
City	GLOUCESTER
State	MA
Zip	01930-1374
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-20
Legal Subdivision	GLOUCESTER PROP RIDGLEY WORTHI
Legal Block	3
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2026
Census Tract	221100

Owner

716 Washington St, a duplex, is owner-occupied and held in a trust since May 2026.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	716 WASHINGTON ST, GLOUCESTER, MA 01930-1374
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 4, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Sep 27, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2003 · Amount on File
Deed Sale	Jun 6, 2003 · Amount on File
Prior Sale	May 2, 1997 · Amount on File
Deed Document Number	2003
Deed Book / Page	20974 / 37
Last Transfer Date	May 4, 2026
Transfer Doc	043369-544
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	May 6, 2026
Property Address	716 WASHINGTON ST, GLOUCESTER, MA 01930-1374
Document Number	043369-544
Book / Page	43369 / 544
Instrument Date	May 4, 2026
Instrument	20261130
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 WASHINGTON ST, GLOUCESTER, MA 01930-1374

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	716 WASHINGTON ST, GLOUCESTER, MA 01930-1374
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043047-517
Date	Nov 4, 2025
Book Page	43047/517
Instrument	20251104000590

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	716 WASHINGTON ST, GLOUCESTER, MA 01930-1374
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36206-1
Date	Sep 27, 2017
Book Page	36206/1
Instrument	157

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 716 Washington St was $14,346, up 7.2% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,346.00 (+7.16%)	$1,540,900 (+11.88%) Land $773,100 Building $767,800	$957,537
2025	$13,387.00 (+2.43%)	$1,377,300 (+2.54%) Land $716,000 Building $661,300
2024	$13,069.00 (-1.43%)	$1,343,200 (+7.29%) Land $681,900 Building $661,300
2023	$13,258.00	$1,251,900 Land $581,300 Building $670,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 716 Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 units insured incl. 3 condo units
Nearby Flood Claims	27 (1978–2024)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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