716 W Main St, Morehead, KY 40351 Property Records

Rowan County property record for 716 W Main St, Morehead, KY 40351

Property Summary

Property TypeCommercial
Lot Size0.739 acres (32,191 sqft)
Owner2 Company Names on File
Last Sale$820,000 (Oct 2026)
Tax Bill$4,284 (2025)
Deeds & MortgagesOct 2026 Sale
Flood ZoneZone A (high risk)
APN080-20 23 003.01

Property Details

APN / Parcel Number

Primary APN080-20 23 003.01
Alternative APNs
  • 10725
  • 10778
  • 11305

Exterior

Exterior MaterialBrick
Construction TypeFrame
Fire ResistanceWood or Wood & Steel Frame
Lot Area32,191 sqft (0.739 acres)

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number11305
Street Address716 W MAIN ST
CityMOREHEAD
StateKY
Zip40351-1444
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC
Legal Description.739 A & OFFICE BLDG WEST MAIN ST
JurisdictionROWAN KY
Township / Civil DivisionMOREHEAD
Census Block Group1
Census Block1059
Census Tract950301

Owner

716 W Main St, a commercial property, is owned by a company that bought it in October 2026.

Source: Rowan County records, as of October 16, 2026

Owner of Record2 Company Names on File
Mailing Address301 MAIN BLDG, LEXINGTON, KY 40506-0001
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2026 · Amount on File
Deed SaleOct 1, 2026 · Amount on File
Prior SaleSep 22, 2015 · Amount on File
Deed Document Number20262051183
Deed Book / Page301 / 425
Record UpdatedOct 29, 2026

October 2026: Deed, Transfer

Document TypeDeed
JurisdictionROWAN KY
Recording DateOct 1, 2026
Property Address716 W MAIN ST, MOREHEAD, KY 40351-1444
Document Number0002051183
Book / Page301 / 425
Instrument DateSep 30, 2026
Instrument20262051183
Transaction TypeTransfer
Record UpdatedOct 16, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$82,820.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 716 W Main St was $4,284.

Source: Rowan County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyRowan County
MunicipalityMorehead City
Unified School DistrictRowan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,284.00$511,830 Land $326,700 Building $185,130$511,830 Land $326,700 Building $185,130
2023$2,850.00$334,508 Land $152,460 Building $182,048$334,508 Land $152,460 Building $182,048

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 716 W Main St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 94 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies94 in force
Nearby Flood Claims39 (2002–2018)
Claims Outside the SFHA1 of 39
Most Recent ClaimSep 2018 · tidal / storm surge
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 14 claims
  • Severe Storms, Tornadoes, And Flooding, Apr 2011 · 3 claims
  • Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 W Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOREHEAD UTILITY PLANT BOARD
serves 9,052 people · EPA ID KY1030292
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Dec 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Networx Technologies, T-Mobile.

Nearby Properties on W Main St

Nearby Streets

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