716 W Chambers Dr, Bloomington, IN 47403 Property Records

Monroe County property record for 716 W Chambers Dr, Bloomington, IN 47403

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,072 sqft · built 1940
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$249,000 (Apr 2026)
Tax Bill	$1,212 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-35575-00`

Property Details

APN / Parcel Number

Primary APN	`015-35575-00`
Alternative APN	`53-01-53-557-500.000-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	015-35575-00
Street Address	716 W CHAMBERS DR
City	BLOOMINGTON
State	IN
Zip	47403-2925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NE 8-8-1W .25A
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3004
Census Tract	402

Owner

716 W Chambers Dr is owned and occupied by an individual who bought it in April 2026.

Source: Monroe County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	716 W CHAMBERS DR, BLOOMINGTON, IN 47403-2925
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Apr 2, 2026	Deed, Transfer TITLEPLS, TITLE PLUS
Oct 18, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
May 3, 2018	Deed, Transfer · ARM INDIANA UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Oct 18, 2018 · Amount on File
Deed Document Number	202655601
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	716 W CHAMBERS DR, BLOOMINGTON, IN 47403-2925
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020003094
Date	Mar 3, 2020
Instrument	2020003094

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Apr 2, 2026
Property Address	716 W CHAMBERS DR, BLOOMINGTON, IN 47403-2925
Document Number	0000055601
Instrument Date	Mar 30, 2026
Instrument	2026.55601
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	TITLEPLS, TITLE PLUS

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 W CHAMBERS DR, BLOOMINGTON, IN 47403-2925

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Oct 18, 2018
Property Address	716 W CHAMBERS DR, BLOOMINGTON, IN 47403-2925
Document Number	2018014219
Instrument Date	Oct 16, 2018
Instrument	2018014219
Transaction Type	Transfer
Record Updated	May 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	716 W CHAMBERS DR, BLOOMINGTON, IN 47403-2925

Mortgage

Document Number	2018014220
Date	Oct 18, 2018
Instrument	2018014220

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	May 3, 2018
Property Address	716 W CHAMBERS DR, BLOOMINGTON, IN 47403-2925
Document Number	2018005433
Instrument Date	Apr 27, 2018
Instrument	2018005433
Transaction Type	Transfer
Record Updated	May 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 W CHAMBERS DR, BLOOMINGTON, IN 47403-2925

Mortgage

Document Number	2018005434
Date	May 3, 2018
Instrument	2018005434

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 716 W Chambers Dr was $1,212, down 8.9% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,212.00 (-8.94%)	$157,100 Land $43,600 Building $113,500	$157,100 Land $43,600 Building $113,500
2024	$1,331.00
2023		$153,800 (+3.08%) Land $43,600 Building $110,200	$153,800 (+3.08%) Land $43,600 Building $110,200
2022	$1,270.00	$149,200 Land $40,000 Building $109,200	$149,200 Land $40,000 Building $109,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 716 W Chambers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 W Chambers Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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