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716 Union St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 716 Union St, Schenectady, NY 12305

Property Summary

Property TypeApartments (5+ Units)
Details3,420 sqft · built 1984
Lot Size0.125 acres (5,445 sqft)
OwnerCompany Name on Record
Last Sale$175,000 (Feb 2019)
Tax Bill$10,004 (2026)
Deeds & MortgagesNov 2019 Mortgage
Feb 2019 Sale
Flood ZoneZone X (minimal risk)
APN421500 39.73-1-8

Property Details

APN / Parcel Number

Primary APN421500 39.73-1-8
Alternative APN
  • 150003907300010080000000

Interior

Units5 Units
Stories2 Stories
Building Area3,420 sqft Gross Area
Basement Area1,088 sqft
Unfinished Basement1,088 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area5,445 sqft (0.125 acres)
Lot Dimensions165 ft deep x 33 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area120 sqft

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address716 UNION ST
CitySCHENECTADY
StateNY
Zip12305-1589
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code03 - MULTI
Legal Description2 BRICK
Legal Block1
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1000
Census Tract21001

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Union Street Historic District
listed 1982 · 184 contributing resources · NRIS 82001268

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address207 RUTGERS ST, ROCHESTER, NY 14607-3226
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2019Deed of Trust, Mortgage · Commercial Mortgage
THE BANK OF GREENE COUNTY
Feb 11, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 11, 2019 · Amount on Record
Deed SaleFeb 11, 2019 · Amount on Record
Prior SaleNov 27, 2001 · Amount on Record
Deed Document Number20196035
Deed Book / Page2005 / 326
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address716 UNION ST, SCHENECTADY, NY 12305-1589
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050876
DateNov 8, 2019
Book Page4952/415
Instrument201950876
Lender
NameTHE BANK OF GREENE COUNTY
TypeBank
AddressCATSKILL, NY 12414
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 11, 2019
Property Address716 UNION ST, SCHENECTADY, NY 12305-1589
Document Number0000006035
Book / Page002005 / 000326
Instrument DateFeb 8, 2019
Instrument6035
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$700.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address207 RUTGERS ST ROCHESTER NY 146073226, ROCHESTER, NY 14607-3226

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,004.00 (+0.63%)
2025$9,941.00 (+6.12%)$169,400 (-) Land $19,100 Building $150,300$280,510 (+30.82%) Land $31,628 Building $248,882
2023$169,400 (-) Land $19,100 Building $150,300$214,430 (+3.8%) Land $24,177 Building $190,253
2022$169,400 Land $19,100 Building $150,300$206,585 Land $23,293 Building $183,292
2021$9,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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