716 State Rte 96, Waterloo, NY 13165 Property Records

Seneca County and Waterloo Town property record for 716 State Rte 96, Waterloo, NY 13165

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,792 sqft · built 1999
Lot Size5.64 acres (245,678 sqft)
Owner2 Individual Names on File
Last Sale$169,900 (Aug 2015)
Tax Bill$5,726 (2026)
Deeds & MortgagesNov 2021 Refinance
APN453889 18-1-01.12

Property Details

APN / Parcel Number

Primary APN453889 18-1-01.12

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,792 sqft Living Area
1st Floor Area1,792 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area245,678 sqft (5.64 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area720 sqft
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Street Address716 STATE ROUTE 96
CityWATERLOO
StateNY
Zip13165-9610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionMB99-20
Legal Block1
Legal Lot Number1.012
JurisdictionSENECA NY
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3019
Census Tract950500

Owner

716 State Rte 96 is owned and occupied by two individuals who bought it in August 2015.

Source: Seneca County and Waterloo Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address716 STATE ROUTE 96, WATERLOO, NY 13165-9610
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2015 · Amount on File
Deed SaleAug 7, 2015 · Amount on File
Prior SaleAug 4, 2015 · Amount on File
Deed Book / Page913 / 57
Prior Transfer DateJan 21, 1999
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSENECA NY
Property Address716 STATE ROUTE 96, WATERLOO, NY 13165-9610
Transaction TypeMortgage
Record UpdatedMar 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001831/184
DateNov 17, 2021
Book Page1831/184
Instrument56098
Lender
NameLYONS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 716 State Rte 96 was $5,726, up 6.2% from the year before.

Source: Seneca County and Waterloo Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySeneca County
County SubdivisionWaterloo Town
Unified School DistrictWaterloo Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,726.00 (+6.15%)
2025$5,394.00$182,500 Land $47,700 Building $134,800$299,200 Land $78,202 Building $220,998
2023$182,500 Land $47,700 Building $134,800$257,042 Land $67,183 Building $189,859
2019$1,497.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 716 State Rte 96.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 State Rte 96 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
CBN
Fixed Wireless · not low latency
100 / 100

May also be available: T-Mobile.

Nearby Properties on State Rte 96

Nearby Streets

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