716 River St, Waterville, MN 56096 Property Records

Le Sueur County property record for 716 River St, Waterville, MN 56096

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,400 sqft · built 1975
Lot Size	0.833 acres (36,267 sqft)
Owner	Individual Name on Record
Last Sale	$316,500 (Sep 2026)
Tax Bill	$3,580 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24.560.0890`

Property Details

APN / Parcel Number

Primary APN	`24.560.0890`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	36,267 sqft (0.833 acres)
Lot Dimensions	231 ft deep x 157 ft wide
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	716 RIVER ST
City	WATERVILLE
State	MN
Zip	56096-1085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVERETTS TET LAKE (TETONKA) BLOCK-014 LOTS 1-2-3 & ADJOINING VACATED PORTION OF VIRGINIA ST
Legal Subdivision	EVERETTS TET LAKE (TETONKA)
Legal Block	14
Legal Lot Number	1-3
Jurisdiction	LE SUEUR MN
Township / Civil Division	WATERVILLE
Census Block Group	2
Census Block	2014
Census Tract	950400

Owner

Source: Le Sueur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	716 RIVER ST, WATERVILLE, MN 56096-1085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Nov 12, 2015 · Amount on Record
Deed Document Number	2026464762
Prior Transfer Date	Jan 23, 2015
Prior Transfer Doc	0000396868
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LE SUEUR MN
Recording Date	Sep 9, 2026
Property Address	716 RIVER ST, WATERVILLE, MN 56096-1085
Document Number	0000464762
Instrument Date	Aug 28, 2026
Instrument	2026464762
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	MINNESOTA RIVER VALLEY TITLE AND, MINNESOTA RIVER VALLEY TITLE &

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$105,489.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 RIVER ST, WATERVILLE, MN 56096-1085

Mortgage

Document Number	0000464763,
Date	Sep 9, 2026
Instrument	2026464763

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Le Sueur County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Le Sueur County
Municipality	Waterville City
Unified School District	Waterville-Elysian-Morristown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,580.00 Homeowner's exemption	$275,300 (+11.5%) Land $70,700 Building $204,600	$275,300 (+11.5%) Land $70,700 Building $204,600
2025	$3,580.00 (+19.17%)
2023	$3,004.00 Homeowner's exemption	$246,900 Land $62,700 Building $184,200	$246,900 Land $62,700 Building $184,200
2022	$3,004.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	53 (1993–2024)
Claims Outside the SFHA	8 of 53
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2024 · 28 claims Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jul 2014 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Waterville serves 1,868 people · EPA ID MN1400015
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Midco Cable · Fixed Wireless in parts of the area	1,250 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40
AT&T Fixed Wireless	100 / 20