Shiawassee County property record for 716 River St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,000 (Sep 2021) |
| Tax Bill | $1,851 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-660-006-006-00 |
| Primary APN | 050-660-006-006-00 |
|---|
| Lot Area | 13,939 sqft (0.32 acres) |
|---|
| Street Address | 716 RIVER ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-2674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART OF LOTS 1 2 & 4 BLK 6 A L & B O WILLIAMS ADD BEG 52' E OF SW COR OF E 12 LOT 2 TH E 45' TH N TO RIVER TH W TO LN 52' E O |
| Legal Subdivision | A L & B O WILLIAMS ADD |
| Legal Block | 6 |
| Legal Lot Number | 1-2,4 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 30600 |
Source: Shiawassee County records · APN 050-660-006-006-00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 716 RIVER ST, OWOSSO, MI 48867-2674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 07, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Oct 30, 2018 | Warranty Deed, Transfer FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 07, 2021 · Amount on Record |
| Deed Sale | Sep 07, 2021 · Amount on Record |
| Prior Sale | Nov 07, 2003 · Amount on Record |
| Deed Document Number | 20213350870 |
| Deed Book / Page | 1287 / 63 |
| Prior Transfer Date | Dec 28, 2016 |
| Prior Transfer Doc | 0012290531 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 07, 2021 |
| Property Address | 716 RIVER ST, OWOSSO, MI 48867-2674 |
| Document Number | 0012870063 |
| Book / Page | 1287 / 63 |
| Map Reference | LB 29 PG 499 |
| Instrument Date | Sep 03, 2021 |
| Instrument | 3350870 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2021 |
| Title Company | ATA TITLE AGENCY LIMITED, FLT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 716 RIVER ST, 716, OWOSSO, MI 48867-2674 |
| Name | Verified Name |
|---|---|
| Address | 716 RIVER ST, OWOSSO, MI 48867-2674 |
| Document Number | 3350871 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 3350871 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 30, 2018 |
| Property Address | 716 RIVER ST, OWOSSO, MI 48867-2674 |
| Document Number | 0012510371 |
| Book / Page | 001251 / 000371 |
| Instrument Date | Oct 22, 2018 |
| Instrument | 3314760 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2018 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $597.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1464 W KING ST OWOSSO MI 488672136, OWOSSO, MI 48867-2136 |
| Document Number | 12510372 |
|---|---|
| Date | Oct 30, 2018 |
| Book Page | 001251/000372 |
| Instrument | 3314761 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08059 |
| Amount | Amount Recorded |
|---|---|
| Term | 960 Months |
| Due | Oct 29, 2098 |
Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,700 (+12.22%) | $119,400 (+12.22%) | |
| 2025 | $1,851.00 (-2.68%) Homeowner's exemption | $53,200 (+14.66%) | $106,400 (+14.66%) |
| 2024 | $1,902.00 | ||
| 2023 | $1,902.00 Homeowner's exemption | $46,400 | $92,800 |
Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261550306001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2004 · river or lake flooding |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 351 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | CITY OF OWOSSO serves 16,353 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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