Bay County property record for 716 Oleander Ave, Mexico Beach, FL 32456
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,852 sqft · built 2020 |
| Lot Size | 0.086 acres (3,746 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Sep 2015) |
| Tax Bill | $5,108 (2025) |
| Deeds & Mortgages | May 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 04340-005-000 |
| Primary APN | 04340-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,852 sqft Living Area |
| Gross Area | 2,236 sqft |
| 1st Floor Area | 734 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 3,746 sqft (0.086 acres) |
| Lot Dimensions | 75 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 384 sqft |
| Driveway | Driveway |
| Driveway Area | 198 sqft |
| Porch | Open Porch |
| Porch Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 716 OLEANDER AVE |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-0149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MB02 |
| Legal Description | MEXICO BEACH U-1 -11.1A- 236A2 W 50 OF S1/2 OF E2/3 OF LOTS 11 & 12 BLK 11 ORB 3733 P 565 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | MEXICO BEACH |
| Legal Block | 11 |
| Legal Lot Number | 11,12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 600 |
716 Oleander Ave is owned and occupied by an individual who bought it in September 2015.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 716 OLEANDER AVE, MEXICO BEACH, FL 32456-0149 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2015 · Amount on File |
| Deed Sale | Sep 16, 2015 · Amount on File |
| Prior Sale | Sep 16, 2015 · Amount on File |
| Deed Document Number | 201551002 |
| Deed Book / Page | 3733 / 566 |
| Prior Transfer Date | Sep 30, 2014 |
| Prior Transfer Doc | 0036470293 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 716 OLEANDER AVE, MEXICO BEACH, FL 32456-0149 |
| Document Number | 0038981790 |
| Instrument Date | May 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1902 HANNAH AVE PANAMA CITY FL 324051136, PANAMA CITY, FL 32405-1136 |
| Document Number | 0038981790 |
|---|---|
| Date | May 9, 2017 |
| Book Page | 003898/001790 |
| Instrument | 26015 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | TALLAHASSEE, FL 32301-1329 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 8, 2047 |
The 2025 property tax bill for 716 Oleander Ave was $5,108 with a homeowner's exemption, up 0.3% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,108.00 (+0.29%) Homeowner's exemption | $356,755 | $474,230 Land $159,100 Building $315,130 |
| 2024 | $5,093.00 (+0.85%) | ||
| 2023 | $5,050.00 (+6.32%) Homeowner's exemption | $336,603 (+3%) | $422,577 (+20.83%) Land $172,975 Building $249,602 |
| 2022 | $4,750.00 Homeowner's exemption | $326,799 | $349,734 Land $120,805 Building $228,929 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 716 Oleander Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 716 Oleander Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber, Xfinity.
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