Duval County property record for 716 Oak St, Neptune Beach, FL 32266
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,386 sqft · built 1974 |
| Lot Size | 0.283 acres (12,342 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $885,000 (Jun 2025) |
| Tax Bill | $15,148 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Aug 2018 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 172481-0086 |
| Primary APN | 172481-0086 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,386 sqft Living Area |
| Gross Area | 2,918 sqft |
| 1st Floor Area | 1,888 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,342 sqft (0.283 acres) |
| Lot Dimensions | 116 ft deep x 108 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 92 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 716 OAK ST |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-3740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-1 |
| Legal Description | 35-4 21-2S-29E BAL HARBOUR ESTATES UNIT 3 LOT 11 BLK 6 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | BAL HARBOUR ESTATES #3 |
| Legal Block | 6 |
| Legal Lot Number | 11 |
| Legal Unit | 3 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 14001 |
716 Oak St is owned and occupied by two individuals who bought it in June 2025.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 716 OAK ST, NEPTUNE BEACH, FL 32266-3740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 24, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 15, 2018 | Quit Claim Deed, Transfer RICHARD T MOREHEAD TITLE AND ESC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2025 · Amount on File |
| Deed Sale | Jun 5, 2025 · Amount on File |
| Prior Sale | Nov 24, 2021 · Amount on File |
| Deed Document Number | 2025131887 |
| Deed Book / Page | 21495 / 2131 |
| Prior Transfer Date | Aug 10, 2018 |
| Prior Transfer Doc | 0184931321 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 24, 2021 |
| Property Address | 716 OAK ST, NEPTUNE BEACH, FL 32266-3740 |
| Document Number | 0200291794 |
| Book / Page | 20029 / 1794 |
| Map Reference | MB 35 PG 4&4A |
| Instrument Date | Nov 22, 2021 |
| Instrument | 2021313333 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2021 |
| Title Company | SUNSHINE TITLE CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1759 RIVER RD, 1759, FRANKLIN, NC 28734-3559 |
| Name | Verified Name |
|---|---|
| Address | 716 OAK ST, NEPTUNE BEACH, FL 32266-3740 |
| Document Number | 0200291795 |
|---|---|
| Date | Nov 24, 2021 |
| Instrument | 20029/1795 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Aug 15, 2018 |
| Property Address | 716 OAK ST, NEPTUNE BEACH, FL 32266-3740 |
| Document Number | 0184931321 |
| Book / Page | 018493 / 001321 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 192728 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2018 |
| Title Company | RICHARD T MOREHEAD TITLE AND ESC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 716 OAK ST NEPTUNE BEACH FL 322663740, NEPTUNE BEACH, FL 32266-3740 |
The 2025 property tax bill for 716 Oak St was $15,148, up 9.3% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $611,485 (-28.1%) | $770,987 (-9.34%) Land $485,239 Building $285,748 | |
| 2025 | $15,148.00 (+9.25%) | $850,450 Land $482,220 Building $368,230 | $850,450 Land $482,220 Building $368,230 |
| 2024 | $13,865.00 (+8.39%) | ||
| 2023 | $12,792.00 (+33.24%) | $709,464 (+26.39%) Land $380,700 Building $328,764 | $709,464 (+26.39%) Land $380,700 Building $328,764 |
| 2022 | $9,601.00 | $561,327 Land $355,320 Building $206,007 | $561,327 Land $355,320 Building $206,007 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 716 Oak St in Zone X, an area of moderate flood risk, though there have been 55 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 312 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 312 in force |
| Nearby Flood Claims | 55 (1978–2024) |
| Claims Outside the SFHA | 46 of 55 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 716 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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