716 Monte Ln, Covington, KY 41011 Property Records

Kenton County property record for 716 Monte Ln, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,000 sqft · built 1961
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$108,000 (Jul 2007)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jan 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-20-10-009.00`

Property Details

APN / Parcel Number

Primary APN	`055-20-10-009.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,000 sqft Finished Area
Gross Area	1,048 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	716 MONTE LN
City	COVINGTON
State	KY
Zip	41011-3984
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTE CASINO 2ND ADDN LOT 16
Legal Subdivision	MONTE CASINO
Legal Phase	2
Legal Lot Number	16
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	65100

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	716 MONTE LN, COVINGTON, KY 41011-3984
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2023	Intrafamily Transfer, Transfer
Jan 9, 2023	Deed of Trust, Mortgage · Conventional Mortgage CINFED CU
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2007 · Amount on File
Deed Sale	Jul 13, 2007 · Amount on File
Prior Sale	Jul 3, 2007 · Amount on File
Deed Document Number	200707 13 059 00122
Deed Book / Page	3445 / 201
Last Transfer Date	Jul 13, 2023
Transfer Doc	0005900139
Record Updated	Oct 29, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Jul 13, 2023
Property Address	716 MONTE LN, COVINGTON, KY 41011-3984
Document Number	0005900139
Book / Page	KC 235 / 318
Map Reference	PL 751-A
Instrument Date	Jul 13, 2023
Instrument	23071305900139
Transaction Type	Transfer
Record Updated	Feb 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 MONTE LN, COVINGTON, KY 41011-3984

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	716 MONTE LN, COVINGTON, KY 41011-3984
Transaction Type	Mortgage
Record Updated	Jan 24, 2023
Title Company	PROTITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900129
Date	Jan 9, 2023
Book Page	KCM 433/467
Instrument	23010905900129

Lender

Name	CINFED CU
Type	Credit Union
Address	CINCINNATI, OH 45209

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	716 MONTE LN, COVINGTON, KY 41011-3984
Document Number	0000000276
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	716 MONTE LN COVINGTON KY 410113984, COVINGTON, KY 41011-3984

Mortgage

Document Number	0000000276
Date	Jul 14, 2020
Book Page	000M69/000323
Instrument	276

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 13, 2035

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (-) Land $25,000 Building $120,000	$145,000 (-) Land $25,000 Building $120,000
2025	$1,921.00 (-0.52%)	$145,000 (-) Land $15,000 Building $130,000	$145,000 (-) Land $15,000 Building $130,000
2023	$1,931.00	$145,000 Land $15,000 Building $130,000	$145,000 Land $15,000 Building $130,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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