Bay County property record for 716 Michael Dr, Panama City, FL 32404 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,428 sqft · built 1987 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $45,300 (Oct 1999) |
| Tax Bill | $996 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07202-564-000 |
| Primary APN | 07202-564-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,428 sqft Heated Area |
| Gross Area | 1,873 sqft |
| 1st Floor Area | 1,428 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 5,968 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 576 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 25 sqft |
| Patio Area | 192 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 716 MICHAEL DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX LAKE SUB PHASE I LOT 9 BLK B ORB 1907 P 2064-2065 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 18 |
| Legal Subdivision | LAKE SUB PHASE |
| Legal Phase | 1 |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 805 |
Source: Bay County records · APN 07202-564-000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 716 MICHAEL DR, PANAMA CITY, FL 32404-8329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 1999 · Amount on Record |
| Deed Sale | Oct 11, 1999 · Amount on Record |
| Deed Document Number | 0019072065 |
| Record Updated | Jun 08, 2026 |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $996.00 (+7.21%) Homeowner's exemption | $113,447 (+5.99%) | $134,372 (+13.41%) Land $30,600 Building $103,772 |
| 2023 | $929.00 (+11.39%) Homeowner's exemption | $107,039 (+3%) | $118,480 (+7.57%) Land $24,735 Building $93,745 |
| 2022 | $834.00 Homeowner's exemption | $103,921 | $110,147 Land $24,480 Building $85,667 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050008052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 43 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 31 (1978–2021) |
| Claims Outside the SFHA | 26 of 31 |
| Most Recent Claim | Oct 2021, rainfall accumulation |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 498 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone | Cable | 1,200 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.
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