Gaston County property record for 716 Martha Ave, Lowell, NC 28098
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 978 sqft · built 1940 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | Individual Name on File |
| Last Sale | $101,500 (Aug 2017) |
| Tax Bill | $2,186 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Feb 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05008 03800 |
| Primary APN | 05008 03800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 978 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 16,117 sqft (0.37 acres) |
| Porch | Porch |
| Porch Area | 80 sqft |
| Heating Fuel | Oil |
|---|
| Street Address | 716 MARTHA AVE |
|---|---|
| City | LOWELL |
| State | NC |
| Zip | 28098-1525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | D W MITCHEM ESTATE BLK D L 16-17 05 008 038 00 000 |
| Legal Subdivision | D W MITCHEM ESTATE |
| Legal Block | D |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 31304 |
716 Martha Ave is owned and occupied by an individual who acquired it in February 2022.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 716 MARTHA AVE, LOWELL, NC 28098-1525 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Feb 17, 2022 | Intrafamily Transfer, Transfer |
| Oct 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Aug 22, 2017 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on File |
| Deed Sale | Aug 22, 2017 · Amount on File |
| Prior Sale | Jan 4, 2013 · Amount on File |
| Deed Book / Page | 4929 / 1682 |
| Last Transfer Date | Feb 11, 2022 |
| Transfer Doc | 0053121925 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 716 MARTHA AVE, LOWELL, NC 28098-1525 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0053821382 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 5382/1382 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Feb 17, 2022 |
| Property Address | 716 MARTHA AVE, LOWELL, NC 28098-1525 |
| Document Number | 0053121925 |
| Book / Page | 5312 / 1925 |
| Map Reference | MB 5 PG 116 |
| Instrument Date | Feb 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Apr 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4154 CHARLOTTE HWYH, 4154, LAKE WYLIE, SC 29710 |
| Name | Verified Name |
|---|---|
| Address | 503 STOWE DR, LOWELL, NC 28098-1627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 716 MARTHA AVE, LOWELL, NC 28098-1525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0050731243 |
|---|---|
| Date | Oct 10, 2019 |
| Book Page | 5073/1243 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Aug 22, 2017 |
| Property Address | 716 MARTHA AVE, LOWELL, NC 28098-1525 |
| Document Number | 0049291682 |
| Book / Page | 4929 / 1682 |
| Map Reference | MB 5 PG 116 |
| Instrument Date | Aug 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $203.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 716 MATHA AVE, LOWELL, NC 28098-1525 |
| Document Number | 49291684 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 4929/1684 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2026 property tax bill for 716 Martha Ave was $2,186.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Lowell City |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,186.00 | $204,550 (-) Land $16,000 Building $188,550 | |
| 2025 | $2,186.00 | $204,550 Land $16,000 Building $188,550 | |
| 2023 | $2,423.00 | $204,550 Land $16,000 Building $188,550 | |
| 2021 | $98,760 Land $16,000 Building $82,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 716 Martha Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 716 Martha Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOWELL serves 3,837 people · EPA ID NC0136060 |
|---|---|
| Water Source | Purchased surface water from TWO RIVERS UTILITIES |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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