716 Lowder St, Albemarle, NC 28001 Property Records

Stanly County property record for 716 Lowder St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,203 sqft · built 1915
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$10,000 (Jul 2012)
Tax Bill	$811 (2026)
Deeds & Mortgages	Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`654801051148`

Property Details

APN / Parcel Number

Primary APN	`654801051148`
Alternative APNs	`1536419` `519`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,203 sqft Finished Area
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Other
Foundation Type	Masonry
Roof Type	Gable/Hip
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	161 ft deep x 84 ft wide
Porch	Porch
Porch Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	1536419
Street Address	716 LOWDER ST
City	ALBEMARLE
State	NC
Zip	28001-4618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8A
Legal Description	HSE 716 LOWDER ST 654809073
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	3
Census Block	3044
Census Tract	930500

Owner

716 Lowder St is owned by an individual who acquired it in November 2021.

Source: Stanly County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	219 AUSTIN ST, ALBEMARLE, NC 28001-4603
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2012 · Amount on File
Deed Sale	Jul 3, 2012 · Amount on File
Deed Document Number	2012347495
Deed Book / Page	1411 / 882
Last Transfer Date	Nov 1, 2021
Transfer Doc	0000440064
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANLY NC
Recording Date	Nov 10, 2021
Property Address	716 LOWDER ST, ALBEMARLE, NC 28001-4618
Document Number	0000440064
Book / Page	1764 / 1143
Instrument Date	Nov 10, 2021
Instrument	440064
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 AUSTIN ST, ALBEMARLE, NC 28001-4603

Tax Assessment & Valuation

The 2026 property tax bill for 716 Lowder St was $811.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$811.00	$72,419 (-) Land $14,691 Building $57,728	$72,419 (-) Land $14,691 Building $57,728
2025	$811.00	$72,419 Land $14,691 Building $57,728	$72,419 Land $14,691 Building $57,728
2023	$570.00	$46,738 Land $7,479 Building $39,259	$46,738 Land $7,479 Building $39,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 716 Lowder St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Lowder St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20