716 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 716 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,274 sqft · built 2011
Lot Size	0.453 acres (19,733 sqft)
Owner	Individual Name on File
Last Sale	$149,719 (Nov 2023)
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 2 245`

Property Details

APN / Parcel Number

Primary APN	`18A 2 245`
Alternative APN	`3759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,274 sqft Living Area
Gross Area	1,448 sqft
1st Floor Area	1,274 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,733 sqft (0.453 acres)
Terrain	Rolling
Porch	Slab
Porch Area	78 sqft
Deck Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3759
Street Address	716 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230000559 SHADWELL-2 LOT 245 19,714 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	24
Legal Lot Number	245
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	2
Census Block	2019
Census Tract	20104

Owner

716 Jefferson Dr is owned and occupied by an individual who bought it in November 2023.

Source: Fluvanna County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	716 JEFFERSON DR, PALMYRA, VA 22963-3206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE
Mar 20, 2017	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2023 · Amount on File
Deed Sale	Nov 8, 2023 · Amount on File
Prior Sale	Mar 7, 2023 · Amount on File
Deed Document Number	2023522
Deed Book / Page	75 / 225
Record Updated	Sep 20, 2026

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 7, 2023
Property Address	716 JEFFERSON DR, PALMYRA, VA 22963-3206
Document Number	0230000559
Map Reference	DB 76 PG 564-566
Instrument Date	Mar 6, 2023
Instrument	230000559
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	SALE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 JEFFERSON DR, PALMYRA, VA 22963-3206

Mortgage

Document Number	0230000560
Date	Mar 7, 2023
Instrument	230000560

Lender

Name	PROSPERITY HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 20, 2017
Property Address	716 JEFFERSON DR, PALMYRA, VA 22963-3206
Document Number	0001700852
Map Reference	PB 76 PG 564
Instrument Date	Mar 7, 2017
Instrument	1700852
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 JEFFERSON DR, PALMYRA, VA 22963-3206

Mortgage

Document Number	0001700853
Date	Mar 20, 2017
Instrument	1700853

Lender

Name	MORTGAGE RESEARCH CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 716 Jefferson Dr was $2,022.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$267,900 (-) Land $30,000 Building $237,900	$267,900 (-) Land $30,000 Building $237,900
2025	$2,022.00	$267,900 Land $30,000 Building $237,900	$267,900 Land $30,000 Building $237,900
2023		$180,900 Land $30,000 Building $150,900	$180,900 Land $30,000 Building $150,900
2022	$1,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 716 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Jefferson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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