716 Hacker St, Buffalo, IA 52728 Property Records

Scott County property record for 716 Hacker St, Buffalo, IA 52728

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,712 sqft · built 1962
Lot Size0.71 acres (30,928 sqft)
Owner2 Individual Names on File
Last Sale$66,000 (Aug 2012)
Tax Bill$3,406 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Apr 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN7222162021

Property Details

APN / Parcel Number

Primary APN7222162021

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,712 sqft Living Area
1st Floor Area1,232 sqft
Basement Area616 sqft
Finished Basement300 sqft
Unfinished Basement316 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area30,928 sqft (0.71 acres)
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Deck Area240 sqft
Patio Area504 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address716 HACKER ST
CityBUFFALO
StateIA
Zip52728-7773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOCUST GROVE LOT: 002 LOCUST GROVE REPLATOUTLOTS 10 & 18 LOTS2 & 3
Legal SubdivisionLOCUST GROVE
Legal Lot Number2,3
JurisdictionSCOTT IA
Township / Civil DivisionBUFFALO
Census Block Group3
Census Block3018
Census Tract10401

Owner

716 Hacker St is owned and occupied by two individuals who bought it in August 2012.

Source: Scott County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 110, BUFFALO, IA 52728-0110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Line of Credit
FORTRESS BANK
Apr 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
FORTRESS BANK
Feb 14, 2023Deed of Trust, Mortgage · Line of Credit
AMERICAN BANK & TRUST COMPANY NA
Sep 14, 2018Deed of Trust, Mortgage
AMERICAN BANK & TRUST CO NA
Jun 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN BANK & TRUST COMPANY INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 29, 2012 · Amount on File
Deed SaleAug 29, 2012 · Amount on File
Deed Document Number201226709
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Recording DateSep 1, 2026
Property Address716 HACKER ST, BUFFALO, IA 52728-7773
Document Number0000018968
Instrument DateAug 27, 2026
Instrument202618968
Transaction TypeMortgage
Record UpdatedSep 11, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address716 HACKER ST, BUFFALO, IA 52728-7773

Mortgage

Document Number0000018968,
DateSep 1, 2026
Instrument202618968
Lender
NameFORTRESS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term84 Months
DueSep 1, 2033
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Recording DateApr 15, 2026
Property Address716 HACKER ST, BUFFALO, IA 52728-7773
Document Number0000007963
Instrument DateApr 10, 2026
Instrument20267963
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address716 HACKER ST, BUFFALO, IA 52728-7773

Mortgage

Document Number0000007963,
DateApr 15, 2026
Instrument20267963
Lender
NameFORTRESS BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term198 Months
DueOct 10, 2042
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address716 HACKER ST, BUFFALO, IA 52728-7773
Transaction TypeMortgage
Record UpdatedMar 2, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202300002556
DateFeb 14, 2023
Instrument202300002556
Lender
NameAMERICAN BANK & TRUST COMPANY NA
TypeBank
AddressDAVENPORT, IA 52807
Agreement
TypeLine of Credit
AmountAmount on Record
Term60 Months
DueFeb 1, 2028
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address716 HACKER ST, BUFFALO, IA 52728-7773
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number18000024013
DateSep 14, 2018
Instrument180-00024013
Lender
NameAMERICAN BANK & TRUST CO NA
TypeBank
Agreement
AmountAmount on Record
Term352 Months
DueJan 1, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT IA
Property Address716 HACKER ST, BUFFALO, IA 52728-7773
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000016755
DateJun 11, 2020
Instrument202000016755
Lender
NameAMERICAN BANK & TRUST COMPANY INC
TypeBank
AddressDAVENPORT, IA 52807
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueJul 1, 2045

Tax Assessment & Valuation

The 2026 property tax bill for 716 Hacker St was $3,406 with a homeowner's exemption.

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityBuffalo City
CountyScott County
Unified School DistrictDavenport Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,406.00$243,300 (-) Land $47,400 Building $195,900$243,300 (-) Land $47,400 Building $195,900
2025$3,406.00 (-0.82%) Homeowner's exemption$243,300 Land $47,400 Building $195,900$243,300 Land $47,400 Building $195,900
2024$3,434.00
2023$229,400 Land $47,400 Building $182,000$229,400 Land $47,400 Building $182,000
2022$2,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 716 Hacker St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims41 (1982–2019)
Claims Outside the SFHA12 of 41
Most Recent ClaimMay 2019 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2019 · 10 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 8 claims
  • Severe Storms, Tornadoes And Flooding, May 2001 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Hacker St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBUFFALO WATER SUPPLY
serves 1,176 people · EPA ID IA8218050
Water SourceGroundwater
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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