716 Garfield Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 716 Garfield Ave, Duluth, MN 55802

Property Summary

Property Type	Special District / Tax Abatement
Details	2,204 sqft · built 1941
Lot Size	0.137 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$198,361 (Jun 2020)
Deeds & Mortgages	Jun 2020 Sale Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-3910-03980`

Property Details

APN / Parcel Number

Primary APN	`010-3910-03980`
Alternative APN	`1069369`

Interior

Stories	1 Story
Building Area	2,204 sqft Gross Area
1st Floor Area	2,204 sqft
Flooring	Vinyl/Resilient
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1975
Exterior Material	Brick
Lot Area	6,000 sqft (0.137 acres)
Garage Area	576 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1069369
Street Address	716 GARFIELD AVE
City	DULUTH
State	MN
Zip	55802-2634
Property Category	Other
Property Type	Other > Special District / Tax Abatement
Legal Description	LOTS 136 AND 138 SERIAL #
Legal Subdivision	RICES POINT DULUTH
Legal Block	39
Legal Lot Number	136,138
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1026
Census Tract	15600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2305 W SUPERIOR ST, DULUTH, MN 55806-1931
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Jun 14, 2018	Deed of Trust, Mortgage · Line of Credit FRANDSEN BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2020 · Amount on Record
Deed Sale	Jun 4, 2020 · Amount on Record
Prior Sale	Nov 9, 2007 · Amount on Record
Deed Document Number	20201381551
Record Updated	Sep 20, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 4, 2020
Property Address	716 GARFIELD AVE, DULUTH, MN 55802-2634
Document Number	00A1381551
Instrument Date	May 29, 2020
Instrument	A1381551
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$655.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2305 W SUPERIOR ST DULUTH MN 558061931, DULUTH, MN 55806-1931

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	716 GARFIELD AVE, DULUTH, MN 55802-2634
Document Number	00A1334829
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	716 GARFIELD AVE DULUTH MN 558022634, DULUTH, MN 55802-2634

Mortgage

Document Number	00A1334829
Date	Jun 19, 2018
Instrument	A1334829

Lender

Name	FRANDSEN BK&TR
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 18, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$36,000 (-) Land $36,000	$36,000 (-) Land $36,000
2024		$36,000 Land $36,000	$36,000 Land $36,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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