Paulding County property record for 716 Flat Rock Dr, Paulding, OH 45879
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,207 sqft · built 1901 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $15,000 (Jan 1985) |
| Tax Bill | $480 (2025) |
| Deeds & Mortgages | Mar 2009 Mortgage Jul 2007 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 23-47S-015-00 |
| Primary APN | 23-47S-015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,207 sqft Living Area |
| 1st Floor Area | 938 sqft |
| Attic Area | 269 sqft |
| Year Built | Built 1901 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 133 sqft |
| Patio Area | 48 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 716 FLAT ROCK DR |
|---|---|
| City | PAULDING |
| State | OH |
| Zip | 45879-9227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22 PT OUTLOTS PAULDING VILL JACKSON TWP |
| Legal Subdivision | PAULDING |
| Legal Lot Number | 22 |
| Jurisdiction | PAULDING OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 960400 |
Source: Paulding County records · APN 23-47S-015-00
Assessment roll updated August 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 716 FLAT ROCK DR, PAULDING, OH 45879-9227 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 09, 2009 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST |
| Jul 25, 2007 | Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL BANK OF MIDWEST |
| Nov 13, 2020 | Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO |
| Oct 08, 2025 | Transfer on Death Deed, Transfer |
| Nov 13, 2020 | Deed of Trust, Mortgage · Line of Credit THE UNION BANK CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 29, 1985 · Amount on Record |
| Deed Sale | Jan 29, 1985 · Amount on Record |
| Deed Document Number | 20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 716 FLAT ROCK DR, PAULDING, OH 45879-9227 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Title Company | ATTORNEYS TITLE AGENCY, ATTORNEYS TITLE AGENCY OF NO |
| Name | Verified Name |
|---|
| Document Number | 00531/0960 |
|---|---|
| Date | Mar 09, 2009 |
| Book Page | 531/0960 |
| Instrument | 200900000710 |
| Name | FIRST FEDERAL BANK OF THE MIDWEST |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 716 FLAT ROCK DR, PAULDING, OH 45879-9227 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00522/2135 |
|---|---|
| Date | Jul 25, 2007 |
| Book Page | 522/2135 |
| Instrument | 200700002363 |
| Name | FIRST FEDERAL BANK OF MIDWEST |
|---|---|
| Address | DEFIANCE, OH 43512 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 30, 2012 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 716 FLAT ROCK DR, PAULDING, OH 45879-9227 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000598/345 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 598/345 |
| Instrument | 202000002714 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | PAULDING, OH 45879 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 30, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | PAULDING OH |
| Recording Date | Oct 08, 2025 |
| Property Address | 716 FLAT ROCK DR, PAULDING, OH 45879-9227 |
| Document Number | 00626/2481 |
| Book / Page | 626 / 2481 |
| Instrument Date | Oct 08, 2025 |
| Instrument | 202500002571 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 716 FLAT ROCK DR, PAULDING, OH 45879-9227 |
| Name | Verified Name |
|---|---|
| Address | 716 FLAT ROCK DR, PAULDING, OH 45879-9227 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAULDING OH |
| Property Address | 716 FLAT ROCK DR, PAULDING, OH 45879-9227 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2020 |
| Name | Verified Name |
|---|
| Document Number | 598/345 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 598/345 |
| Instrument | 202000002714 |
| Name | THE UNION BANK CO |
|---|---|
| Type | Bank |
| Address | PAULDING, OH 45879 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 30, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Paulding County records · Assessment roll updated August 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Paulding County |
| County Subdivision | Jackson Township |
| Municipality | Paulding Village |
| Unified School District | Paulding Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $480.00 (+80.45%) Homeowner's exemption | $20,760 (+32.06%) Land $5,360 Building $15,400 | $59,300 (+32.07%) Land $15,300 Building $44,000 |
| 2024 | $266.00 (-9.22%) Homeowner's exemption | $15,720 (-) Land $4,060 Building $11,660 | |
| 2023 | $293.00 (-3.3%) Homeowner's exemption | $15,720 (-) Land $4,060 Building $11,660 | |
| 2022 | $303.00 Homeowner's exemption | $15,720 Land $4,060 Building $11,660 | $44,900 Land $11,600 Building $33,300 |
Source: FEMA National Flood Hazard Layer as of November 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 4 (1982–2019) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2019 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Defiance Holdings Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Benton Ridge Telephone Company.
Based on FCC filings for 178 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PAULDING VILLAGE PWS serves 3,605 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2025 Total trihalomethanes resolved · Jan 2023 Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | No certified operator Jan 2026 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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