716 E St NW, Miami, OK 74354 Property Records

Ottawa County property record for 716 E St NW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1947
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$53,200 (Mar 2021)
Tax Bill	$546 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18735`

Property Details

APN / Parcel Number

Primary APN	`18735`
Alternative APN	`5180-00-002-012-0-000-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	816 sqft Living Area
1st Floor Area	816 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18735
Street Address	716 E ST NW
City	MIAMI
State	OK
Zip	74354-4413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12, BLK 2 WEA II
Legal Range	22E
Legal Township	28N
Legal Section	25
Legal Subdivision	WEA II
Legal Block	2
Legal Lot Number	12
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	1
Census Block	1032
Census Tract	574400

Owner

716 E St NW is owned and occupied by an individual who bought it in March 2021.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	716 E ST NW, MIAMI, OK 74354-4413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2021	Warranty Deed, Transfer · Commercial Mortgage WELCH STATE BANK OF WELCH OK
Dec 2, 2019	Warranty Deed, Transfer · FHA Mortgage BANK2

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2021 · Amount on File
Deed Sale	Mar 8, 2021 · Amount on File
Prior Sale	Dec 2, 2019 · Amount on File
Deed Document Number	20211149
Deed Book / Page	1129 / 555
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Mar 8, 2021
Property Address	716 E ST NW, MIAMI, OK 74354-4413
Document Number	001129/555
Book / Page	1129 / 555
Instrument Date	Mar 4, 2021
Instrument	2021-001149
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	PHOTO ABSTRACT CO

Transaction

Amount	Amount on Record
Tax	$79.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001150
Date	Mar 8, 2021
Instrument	2021-001150

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2036

Mortgage

Document Number	001129/741
Date	Mar 11, 2021
Book Page	1129/741
Instrument	2021-001216

Lender

Name	WELCH STATE BANK OF WELCH OK
Type	Bank
Address	MIAMI, OK 74355

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2036

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Dec 2, 2019
Property Address	716 E ST NW, MIAMI, OK 74354-4413
Document Number	001101/475
Book / Page	1101 / 475
Instrument Date	Nov 27, 2019
Instrument	2019-005009
Transaction Type	Transfer
Record Updated	Mar 18, 2022
Title Company	OTTAWA COUNTY ABSTRACT AND TITLE COMPANY, OTTAWA CNTY ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	716 E ST NW, MIAMI, OK 74354-4413

Mortgage

Document Number	2019005010
Date	Dec 2, 2019
Instrument	2019-005010

Lender

Name	BANK2
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 716 E St NW was $546 with a homeowner's exemption, down 1.3% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,739 (+1.29%) Land $869 Building $4,870	$50,341 (+1.3%) Land $7,619 Building $42,722
2025	$546.00 (-1.27%)	$5,666 (-8.54%) Land $869 Building $4,797	$49,694 (-8.55%) Land $7,619 Building $42,075
2024	$553.00 (-3.66%)	$6,195 (+2.53%) Land $869 Building $5,326	$54,338 (+2.52%) Land $7,619 Building $46,719
2023	$574.00 (+2.68%)	$6,042 (-) Land $798 Building $5,244	$53,000 (-) Land $7,000 Building $46,000
2022	$559.00	$6,042 Land $798 Building $5,244	$53,000 Land $7,000 Building $46,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 716 E St NW in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	13 (1986–2019)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Jun 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Jun 2019 · 2 claims Severe Storms And Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Oct 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 E St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Wisper ISP.

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