716 E Green St, Oakland, MD 21550 Property Records

Garrett County property record for 716 E Green St, Oakland, MD 21550

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,790 sqft · built 1935
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Apr 2023)
Tax Bill	$5,912 (2026)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-003372`

Property Details

APN / Parcel Number

Primary APN	`17-003372`
Alternative APN	`003372`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,790 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Detached
Garage Area	1,600 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	1,336 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	003372
Street Address	716 E GREEN ST
City	OAKLAND
State	MD
Zip	21550-1721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	53143 SQ FT 716 E GREEN ST OAKLAND
Jurisdiction	GARRETT MD
Township / Civil Division	7, EAST OAKLAND
Census Block Group	2
Census Block	2036
Census Tract	601

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	716 E GREEN ST, OAKLAND, MD 21550-1721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2023	Deed, Transfer · Conventional Mortgage CLEAR MOUNTAIN BANK
Aug 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 15, 2019	Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2023 · Amount on File
Deed Sale	Apr 17, 2023 · Amount on File
Prior Sale	Jun 22, 2010 · Amount on File
Deed Book / Page	2484 / 43
Prior Transfer Date	Aug 4, 2020
Prior Transfer Doc	0022300067
Record Updated	Oct 29, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 17, 2023
Property Address	716 E GREEN ST, OAKLAND, MD 21550-1721
Document Number	0024840043
Book / Page	2484 / 43
Instrument Date	Apr 12, 2023
Transaction Type	Transfer
Record Updated	May 4, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 E GREEN ST, OAKLAND, MD 21550-1721

Mortgage

Document Number	0024840047
Date	Apr 17, 2023
Instrument	2484-0047

Lender

Name	CLEAR MOUNTAIN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.12%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	5.12%
Max Rate At Change	9.12%
Index	12-Month MTA
Max Rate	13.1%

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 28, 2020
Property Address	716 E GREEN ST, OAKLAND, MD 21550-1721
Document Number	0022300067
Book / Page	002230 / 000067
Instrument Date	Aug 4, 2020
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 E GREEN ST OAKLAND MD 215501721, OAKLAND, MD 21550-1721

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	GARRETT MD
Property Address	716 E GREEN ST, OAKLAND, MD 21550-1721
Document Number	0021340254
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 E GREEN ST OAKLAND MD 215501721, OAKLAND, MD 21550-1721

Mortgage

Document Number	0021340254
Date	May 29, 2019
Book Page	002134/000254

Lender

Name	MANUFACTURERS & TRADERS TR
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,912.00 (+6.25%)	$373,267 (+7.6%)	$426,000 (+22.8%) Land $28,700 Building $397,300
2025	$5,564.00 (+12.27%)	$346,900 (+14.78%) Land $28,700 Building $318,200	$346,900 (-) Land $28,700 Building $318,200
2023	$4,956.00	$302,233	$346,900 Land $28,700 Building $318,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: Mountain Communications, T-Mobile, Verizon, Xfinity.

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