716 E 4th St, Winona, MN 55987 Property Records

Winona County property record for 716 E 4th St, Winona, MN 55987 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,114 sqft · built 1896
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$197,500 (May 2026)
Tax Bill	$1,638 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2023 Sale & Mortgage + 1 more
APN	`32.200.3390`

Property Details

APN / Parcel Number

Primary APN	`32.200.3390`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,114 sqft Living Area
1st Floor Area	420 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Galvanized Metal
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	360 sqft
Porch	Porch
Porch Area	80 sqft
Deck Area	293 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	716 E 4TH ST
City	WINONA
State	MN
Zip	55987-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-107 RANGE-007 HAMILTON ADDITION LOT-010 BLOCK-029 W 1/2
Legal Range	007
Legal Township	107
Legal Section	25
Legal Subdivision	HAMILTON ADDITION
Legal Block	29
Legal Lot Number	10
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	3
Census Block	3032
Census Tract	670700

Owner

Source: Winona County records · APN 32.200.3390

Assessment roll updated August 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	W593 CASTLEROCK LN, FOUNTAIN CITY, WI 54629-6900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 07, 2026	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK
Aug 23, 2019	Personal Representative Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 07, 2026 · Amount on Record
Deed Sale	May 07, 2026 · Amount on Record
Prior Sale	May 31, 2023 · Amount on Record
Deed Document Number	2026666208
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	May 07, 2026
Property Address	716 E 4TH ST, WINONA, MN 55987-4426
Document Number	0000666208
Instrument Date	Apr 28, 2026
Instrument	2026666208
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	HOMESTEAD LAND TITLE, HOMESTEAD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$65,826.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W593 CASTLEROCK LN, FOUNTAIN CITY, WI 54629-6900

Mortgage

Document Number	0000666209,
Date	May 07, 2026
Instrument	2026666209

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	May 31, 2023
Property Address	716 E 4TH ST, WINONA, MN 55987-4426
Document Number	000A649117
Instrument Date	May 26, 2023
Instrument	A649117
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$578.16
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	716 E 4TH ST, WINONA, MN 55987-4426

Mortgage

Document Number	000A649118
Date	May 31, 2023
Instrument	A649118

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

August 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WINONA MN
Recording Date	Aug 23, 2019
Property Address	716 E 4TH ST, WINONA, MN 55987-4426
Document Number	618849
Instrument Date	Jul 31, 2019
Instrument	618849
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	SECURED TITLE INC, SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$301.62
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 E 4TH ST, WINONA, MN 55987-4426

Mortgage

Document Number	618850
Date	Aug 23, 2019
Instrument	618850

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

Tax Assessment & Valuation

Source: Winona County records · Assessment roll updated August 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,638.00 (+17%)
2025		$164,400 (+5.18%) Land $24,200 Building $140,200	$164,400 (+5.18%) Land $24,200 Building $140,200
2023	$1,400.00 Homeowner's exemption	$156,300 Land $23,300 Building $133,000	$156,300 Land $23,300 Building $133,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271696707003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2001)
Claims Outside the SFHA	1 of 2
Most Recent Claim	May 2001, river or lake flooding, Severe Winter Storms, Flooding, And Tornadoes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 841 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Hiawatha Broadband Communications, Verizon, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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