716 E 4th St S, Ladysmith, WI 54848 Property Records

Rusk County property record for 716 E 4th St S, Ladysmith, WI 54848

Property Summary

Property Type	Single Family Home
Lot Size	0.817 acres (35,632 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Apr 2021)
Tax Bill	$1,247 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`246-02556-0000`

Property Details

APN / Parcel Number

Primary APN	`246-02556-0000`

Exterior

Lot Area	35,632 sqft

Location & Zoning

Street Address	716 E 4TH ST S
City	LADYSMITH
State	WI
Zip	54848-2208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MITCHELLS SUBDIVISION LOT 4 EX W 67 & LOTS 5 & 6 BLOCK 1 DOCUMENT # 359429
Legal Range	06W
Legal Township	34N
Legal Section	03
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	MITCHELLS SUB IN SABINS REVISED
Legal Block	1
Legal Lot Number	4-6
Jurisdiction	RUSK WI
Township / Civil Division	LADYSMITH
Census Block Group	3
Census Block	3020
Census Tract	960500

Owner

Source: Rusk County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	716 E 4TH ST S, LADYSMITH, WI 54848-2208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage LADYSMITH FEDERAL S & L
Apr 30, 2021	Warranty Deed, Transfer · Commercial Mortgage LADYSMITH FEDERAL SAVINGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	359429
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUSK WI
Property Address	716 E 4TH ST S, LADYSMITH, WI 54848-2208
Transaction Type	Mortgage
Record Updated	Aug 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	360265
Date	Jun 29, 2021
Instrument	360265

Lender

Name	LADYSMITH FEDERAL S & L
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUSK WI
Recording Date	Apr 30, 2021
Property Address	716 E 4TH ST S, LADYSMITH, WI 54848-2208
Document Number	359429
Instrument Date	Apr 28, 2021
Instrument	359429
Transaction Type	Transfer
Record Updated	May 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$237.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	359430
Date	Apr 30, 2021
Instrument	359430

Lender

Name	LADYSMITH FEDERAL SAVINGS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rusk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rusk County
Municipality	Ladysmith City
Unified School District	Ladysmith School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,247.00 (+35.69%) Homeowner's exemption	$49,200 (-) Land $15,500 Building $33,700	$84,100 (+36.75%)
2023	$919.00 Homeowner's exemption	$49,200 Land $15,500 Building $33,700	$61,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADYSMITH WATERWORKS serves 3,184 people · EPA ID WI8550131
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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