716 Cypress St, Starke, FL 32091 Property Records

Bradford County property record for 716 Cypress St, Starke, FL 32091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,380 sqft · built 1950
Owner	Individual Name on File
Last Sale	$225,000 (May 2023)
Tax Bill	$3,601 (2025)
Deeds & Mortgages	May 2024 Mortgage May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03945-0-00100`

Property Details

APN / Parcel Number

Primary APN	`03945-0-00100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,380 sqft Heated Area
Gross Area	1,404 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2010
Exterior Material	Fiber Cement Siding
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Porch	Open Porch
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	716 CYPRESS ST
City	STARKE
State	FL
Zip	32091-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29 6S 22 LOT 3 OF BLK D PINEHURST S/D
Legal Range	22E
Legal Township	06S
Legal Section	29
Legal Subdivision	PINEHURST S/D
Legal Block	D
Legal Lot Number	3
Jurisdiction	BRADFORD FL
Township / Civil Division	STARKE
Census Block Group	1
Census Block	1042
Census Tract	202

Owner

716 Cypress St is owned by an individual who bought it in May 2023.

Source: Bradford County records, as of December 18, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	781 BENTON HARBOR DR E, JACKSONVILLE, FL 32225-5243
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 1, 2023	Warranty Deed, Transfer · VA Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Feb 5, 2016
Deed Document Number	202304003475
Deed Book / Page	2022 / 531
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRADFORD FL
Property Address	716 CYPRESS ST, STARKE, FL 32091-3006
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 CYPRESS ST, STARKE, FL 32091-3006

Mortgage

Document Number	0004004809
Date	May 6, 2024
Book Page	2090/474
Instrument	202404004809

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRADFORD FL
Recording Date	May 1, 2023
Property Address	716 CYPRESS ST, STARKE, FL 32091-3006
Document Number	0004003475
Book / Page	2022 / 531
Map Reference	MB 2 PG 35
Instrument Date	Apr 27, 2023
Instrument	202304003475
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2435 BACHMAN PATH, THE VILLAGES, FL 32162-3547

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	781 BENTON HARBOR DR E, JACKSONVILLE, FL 32225-5243

Mortgage

Document Number	0002022533
Date	May 1, 2023
Instrument	2022/533

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 716 Cypress St was $3,601, up 4.8% from the year before.

Source: Bradford County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bradford County
Municipality	Starke City
Unified School District	Bradford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,601.00 (+4.8%)	$179,746 (+4.91%) Land $28,000 Building $151,746	$179,746 (+4.91%) Land $28,000 Building $151,746
2024	$3,436.00 (+156.04%)	$171,339 (+29.47%) Land $28,000 Building $143,339	$171,339 (+29.47%) Land $28,000 Building $143,339
2023	$1,342.00 (+33.13%)	$132,339 (+65.89%) Land $20,000 Building $112,339	$132,339 (+65.89%) Land $20,000 Building $112,339
2022	$1,008.00	$79,774 Land $13,000 Building $66,774	$79,774 Land $13,000 Building $66,774

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 716 Cypress St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Cypress St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STARKE serves 6,800 people · EPA ID FL2040211
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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