716 Crystal St, Ames, IA 50010 Property Records

Story County property record for 716 Crystal St, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,240 sqft · built 1976
Lot Size0.223 acres (9,720 sqft)
Owner2 Individual Names on File
Tax Bill$4,074 (2025)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-14-476-070

Property Details

APN / Parcel Number

Primary APN09-14-476-070

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Building Area1,240 sqft Living Area
1st Floor Area900 sqft
Basement Area900 sqft
Finished Basement790 sqft
Unfinished Basement110 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Foyer
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,720 sqft (0.223 acres)
Lot Dimensions135 ft deep x 72 ft wide
Garage TypeAttached
Garage Area598 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Deck Area344 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address716 CRYSTAL ST
CityAMES
StateIA
Zip50010-8404
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionCOUNTRY GABLES 2ND ADD LOT:18 AMES
Legal Range24W
Legal Township83N
Legal Section14
Legal SubdivisionCOUNTRY GABLES 2ND ADD
Legal Lot Number18
JurisdictionSTORY IA
Township / Civil DivisionWASHINGTON
Census Block Group3
Census Block3015
Census Tract1302

Owner

716 Crystal St is owned and occupied by two individuals.

Source: Story County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address716 CRYSTAL ST, AMES, IA 50010-8404
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address716 CRYSTAL ST, AMES, IA 50010-8404
Transaction TypeMortgage
Record UpdatedOct 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201700004944
DateMay 25, 2017
Instrument2017-00004944
Lender
NameGREATER IOWA CU
TypeCredit Union
AddressAMES, IA 50010
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMay 24, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 716 Crystal St was $4,074 with a homeowner's exemption, up 7.3% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,074.00 (+7.32%) Homeowner's exemption$321,800 Land $63,200 Building $258,600$321,800 Land $63,200 Building $258,600
2024$3,796.00
2023$285,600 Land $51,300 Building $234,300$285,600 Land $51,300 Building $234,300
2022$3,304.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 716 Crystal St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Crystal St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 82% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crystal St

Nearby Streets

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