716 Cornwall Cir, Sugar Grove, IL 60554 Property Records

Kane County property record for 716 Cornwall Cir, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,992 sqft · built 2004
Lot Size	0.301 acres (13,132 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (May 2023)
Tax Bill	$12,794 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-106-001`

Property Details

APN / Parcel Number

Primary APN	`14-10-106-001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,992 sqft Living Area
Gross Area	5,303 sqft
Basement Area	1,546 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Traditional
Exterior Material	Brick
Lot Area	13,132 sqft (0.301 acres)
Garage Type	Attached
Garage Area	765 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	716 CORNWALL CIR
City	SUGAR GROVE
State	IL
Zip	60554-9201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 206 OF WINDSTONE SUB UNIT ONE
Legal Subdivision	WINDSTONE SUB
Legal Block	2
Legal Lot Number	206
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	2
Census Block	2003
Census Tract	854504

Owner

716 Cornwall Cir is owned and occupied by two individuals who bought it in May 2023.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	26W476 CHANTILLY CT, WINFIELD, IL 60190-2344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2023 · Amount on File
Deed Sale	May 31, 2023 · Amount on File
Prior Sale	Jan 13, 2005 · Amount on File
Deed Document Number	202317374
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 31, 2023
Property Address	716 CORNWALL CIR, SUGAR GROVE, IL 60554-9201
Document Number	0000017374
Instrument Date	May 17, 2023
Instrument	2023K017374
Transaction Type	Transfer
Record Updated	Jun 8, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	716 CORNWALL CIR, SUGAR GROVE, IL 60554-9201

Mortgage

Document Number	0000017376
Date	May 31, 2023
Instrument	2023K017376

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.62%
Change Frequency	7 Years

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	716 CORNWALL CIR, SUGAR GROVE, IL 60554-9201
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032065
Date	Apr 23, 2021
Instrument	2021K032065

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 716 Cornwall Cir was $12,794 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,794.00	$167,517 (+7.83%) Land $34,758 Building $132,759	$502,752 (+7.83%) Land $104,316 Building $398,436
2024		$155,353 Land $32,234 Building $123,119	$466,245 Land $96,741 Building $369,505
2022	$11,628.00 (+3.72%) Homeowner's exemption	$129,347 (+5.08%) Land $26,838 Building $102,509	$388,041 (+5.08%) Land $80,514 Building $307,527
2021	$11,211.00 Homeowner's exemption	$123,094 Land $25,541 Building $97,553	$369,282 Land $76,623 Building $292,659

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 716 Cornwall Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1996–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Cornwall Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Watch TV.

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