716 Cooper Rd, Chula Vista, CA 91911 Property Records

San Diego County property record for 716 Cooper Rd, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,999 sqft · built 2001
Lot Size	0.108 acres (4,698 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Jun 2016)
Tax Bill	$9,623 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`641-132-10-00`

Property Details

APN / Parcel Number

Primary APN	`641-132-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,999 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	4,698 sqft (0.108 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	716 COOPER RD
City	CHULA VISTA
State	CA
Zip	91911-6921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC9RP
Legal Description	LOT 131 TR 013720
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013720
Legal Block	1
Legal Lot Number	131
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	13326

Owner

Source: San Diego County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	716 COOPER RD, CHULA VISTA, CA 91911-6921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Mar 3, 2020	Deed of Trust, Mortgage · Line of Credit CONNEXUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2016 · Amount on File
Deed Sale	Jun 24, 2016 · Amount on File
Prior Sale	Feb 3, 2012 · Amount on File
Deed Document Number	2016315310
Prior Transfer Date	Aug 10, 2005
Prior Transfer Doc	0000701397
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	716 COOPER RD, CHULA VISTA, CA 91911-6921
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 COOPER RD, CHULA VISTA, CA 91911-6921

Mortgage

Document Number	0000221023
Date	Aug 14, 2023
Instrument	2023-0221023

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2028

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	716 COOPER RD, CHULA VISTA, CA 91911-6921
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 COOPER RD, CHULA VISTA, CA 91911-6921

Mortgage

Document Number	0000068892
Date	Jan 29, 2021
Instrument	2021-0068892

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	716 COOPER RD, CHULA VISTA, CA 91911-6921
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126317
Date	Mar 11, 2020
Instrument	2020-0126317

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	716 COOPER RD, CHULA VISTA, CA 91911-6921
Document Number	0000126318
Instrument Date	Mar 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO/CA-SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	716 COOPER RD CHULA VISTA CA 919116921, CHULA VISTA, CA 91911-6921

Mortgage

Document Number	0000126318
Date	Mar 11, 2020
Instrument	126318

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 10, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$664,099 (+2%) Land $242,600 Building $421,499
2025	$9,623.00 (+5.56%)	$651,079 (+4.04%) Land $237,844 Building $413,235
2023	$9,116.00 (+3.41%)	$625,799 Land $228,609 Building $397,190
2022	$8,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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