Montgomery County property record for 716 Charter Oaks Dr, Conroe, TX 77302
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,598 sqft · built 1974 |
| Lot Size | 0.242 acres (10,545 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $243,000 (Mar 2020) |
| Tax Bill | $5,234 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8320-08-19100 |
| Primary APN | 8320-08-19100 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,598 sqft Living Area |
| 1st Floor Area | 1,758 sqft |
| 2nd Floor Area | 840 sqft |
| Utility Area | 220 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Wood Shingle |
| Lot Area | 10,545 sqft (0.242 acres) |
| View / Lot | Primary |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 281 sqft |
| Canopy | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 716 CHARTER OAKS DR |
|---|---|
| City | CONROE |
| State | TX |
| Zip | 77302-3104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RIVER PLANTATION 08, LOT 191 |
| Legal Subdivision | RIVER PLANTATION 08 |
| Legal Lot Number | 191 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 693202 |
716 Charter Oaks Dr is owned and occupied by two individuals who bought it in March 2020.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 716 CHARTER OAKS DR, CONROE, TX 77302-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Mar 16, 2020 | Vendor's Lien, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2020 · Amount on File |
| Deed Sale | Mar 16, 2020 · Amount on File |
| Deed Document Number | 202025647 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 716 CHARTER OAKS DR, CONROE, TX 77302-3104 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 716 CHARTER OAKS DR, CONROE, TX 77302-3104 |
| Document Number | 0000002865 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 2024002865 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 4, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 716 CHARTER OAKS DR, CONROE, TX 77302-3104 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000124443 |
|---|---|
| Date | Sep 8, 2021 |
| Instrument | 2021124443 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Mar 16, 2020 |
| Property Address | 716 CHARTER OAKS DR, CONROE, TX 77302-3104 |
| Document Number | 0000025647 |
| Map Reference | CAB A SH 19 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 2020025647 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 CHARTER OAKS DR, CONROE, TX 77302-3104 |
| Document Number | 0000025648 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 2020025648 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 716 Charter Oaks Dr was $5,234 with a homeowner's exemption, up 1% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $336,217 (-1.11%) Land $11,600 Building $324,617 | $336,217 (-1.11%) Land $11,600 Building $324,617 | |
| 2025 | $5,234.00 (+1.02%) Homeowner's exemption | $339,977 (+8.5%) Land $11,600 Building $328,377 | $339,977 (-4.79%) Land $11,600 Building $328,377 |
| 2024 | $5,181.00 (+10.33%) Homeowner's exemption | $313,346 (+1%) Land $11,600 Building $345,491 | $357,091 (+0.55%) Land $11,600 Building $345,491 |
| 2023 | $4,696.00 Homeowner's exemption | $284,860 Land $11,600 Building $343,550 | $355,150 Land $11,600 Building $343,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 716 Charter Oaks Dr in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 161 policies |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 94 (2016–2025) |
| Claims Outside the SFHA | 12 of 94 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 716 Charter Oaks Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PLANTATION UTILITY DISTRICT serves 1,881 people · EPA ID TX1700283 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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