716 5th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 716 5th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,392 sqft · built 1914
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2022)
Tax Bill	$1,712 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0039950000`

Property Details

APN / Parcel Number

Primary APN	`0039950000`
Alternative APN	`0000399500`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,392 sqft Living Area
1st Floor Area	720 sqft
Basement Area	720 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1914
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	912 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	168 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Old Parcel Number	0000399500
Street Address	716 5TH ST
City	SHELDON
State	IA
Zip	51201-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIFTH ADDITION LOT 9 BLK 74
Legal Subdivision	FIFTH ADD
Legal Block	74
Legal Lot Number	9
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	3
Census Block	3023
Census Tract	490300

Owner

Source: O'Brien County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	716 5TH ST, SHELDON, IA 51201-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Jul 22, 2020	Deed of Trust, Mortgage · Commercial Mortgage NORTHWESTERN BANK NA
Sep 12, 2017	Special Warranty Deed, Construction Loan · Construction Mortgage IOWA STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2022 · Amount on Record
Deed Sale	Apr 21, 2022 · Amount on Record
Prior Sale	Sep 12, 2017 · Amount on Record
Deed Document Number	2022-01002
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Apr 21, 2022
Property Address	716 5TH ST, SHELDON, IA 51201-1612
Document Number	0202201002
Instrument Date	Apr 12, 2022
Instrument	2022-01002
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 5TH ST, SHELDON, IA 51201-1612

Mortgage

Document Number	0202201003
Date	Apr 21, 2022
Instrument	2022-01003

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	716 5TH ST, SHELDON, IA 51201-1612
Transaction Type	Mortgage
Record Updated	Apr 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3060 LOG AVE, SHELDON, IA 51201-8091

Mortgage

Document Number	202001935
Date	Jul 22, 2020
Instrument	2020-01935

Lender

Name	NORTHWESTERN BANK NA
Type	Bank
Address	SHELDON, IA 51201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2017: Special Warranty Deed, Construction Loan

Document Type	Special Warranty Deed
Jurisdiction	O'BRIEN IA
Recording Date	Sep 12, 2017
Property Address	716 5TH ST, SHELDON, IA 51201-1612
Document Number	201702051
Instrument Date	Aug 31, 2017
Instrument	2017-02051
Transaction Type	Construction Loan
Record Updated	Oct 18, 2021
Title Company	MIDWEST CMNTY TITLE, MIDWEST COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$79.20
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4801 FREDERICA ST, 4801, OWENSBORO, KY 42301-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 5TH ST, SHELDON, IA 51201-1612

Mortgage

Document Number	201702013
Date	Sep 12, 2017
Instrument	2017-02013

Lender

Name	IOWA STATE BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$136,220 (+19.32%) Land $17,550 Building $118,670	$136,220 (+19.32%) Land $17,550 Building $118,670
2024	$1,712.00 (+12.48%)
2023		$114,160 (+33.15%) Land $15,660 Building $98,500	$114,160 (+33.15%) Land $15,660 Building $98,500
2022	$1,522.00	$85,740 Land $13,500 Building $72,240
2021			$85,740 Land $13,500 Building $72,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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