716 4th St, Cheney, WA 99004 Property Records

Spokane County property record for 716 4th St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,132 sqft · built 1922
Lot Size	0.232 acres (10,104 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2018)
Tax Bill	$3,457 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13132.0605`

Property Details

APN / Parcel Number

Primary APN	`13132.0605`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,132 sqft Living Area
Gross Area	2,264 sqft
1st Floor Area	1,132 sqft
Basement Area	1,132 sqft
Finished Basement	1,000 sqft
Unfinished Basement	132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,104 sqft (0.232 acres)
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	108 sqft
Canopy	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	716 4TH ST
City	CHENEY
State	WA
Zip	99004-1757
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	CHENEY TOWN OF L7 EXC BEG AT MOST NLY COR TH SE LY ALG NELY LN 10FT TH SWLY PARAL TO NWLY LN 14FT TH NWLY 10 FT TH NELY TO POB; ALL L8 B6
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Block	6
Legal Lot Number	7
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4019
Census Tract	14001

Owner

716 4th St is owned and occupied by two individuals who bought it in August 2018.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	716 4TH ST, CHENEY, WA 99004-1757
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Jan 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK
Aug 7, 2018	Warranty Deed, Transfer · Conventional Mortgage INLAND NORTHWEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2018 · Amount on File
Deed Sale	Aug 7, 2018 · Amount on File
Deed Document Number	20186732122
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	716 4TH ST, CHENEY, WA 99004-1757
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007039960
Date	Feb 26, 2021
Instrument	7039960

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	716 4TH ST, CHENEY, WA 99004-1757
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006883419
Date	Jan 17, 2020
Instrument	6883419

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 7, 2018
Property Address	716 4TH ST, CHENEY, WA 99004-1757
Document Number	0006732122
Map Reference	VOL A PG44
Instrument Date	Aug 3, 2018
Instrument	6732122
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,387.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	716 4TH ST, CHENEY, WA 99004-1757

Mortgage

Document Number	0006732123
Date	Aug 7, 2018
Instrument	6732123

Lender

Name	INLAND NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 716 4th St was $3,457, up 5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,457.00 (+4.98%)	$327,100 Land $85,000 Building $242,100	$327,100 Land $85,000 Building $242,100
2025	$3,293.00
2024		$317,200 (+30.91%) Land $75,000 Building $242,200	$317,200 (+30.91%) Land $75,000 Building $242,200
2023	$2,659.00 (-1.01%)	$242,300 Land $40,000 Building $202,300	$242,300 Land $40,000 Building $202,300
2022	$2,686.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 716 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 4th St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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