7159 Mackenzie Ave NE, Otsego (Elk River), MN 55330 Property Records

Wright County property record for 7159 Mackenzie Ave NE, Otsego, MN 55330

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,052 sqft · built 2016
Lot Size	0.273 acres (11,911 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Nov 2021)
Tax Bill	$5,056 (2026)
Deeds & Mortgages	Nov 2021 Sale Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`118-291-001120`

Property Details

APN / Parcel Number

Primary APN	`118-291-001120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,052 sqft Living Area
1st Floor Area	1,920 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,911 sqft (0.273 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7159 MACKENZIE AVE NE
City	ELK RIVER
State	MN
Zip	55330-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-30 TWP-121 RANGE-023 MARTIN FARMS 3RD ADD LOT-012 BLOCK-001 -001
Legal Range	023
Legal Township	121
Legal Section	30
Legal Subdivision	MARTIN FARMS 3RD ADD
Legal Block	1
Legal Lot Number	12
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	4
Census Block	4010
Census Tract	100102

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	914 MARIANO LN, LADY LAKE, FL 32159-0087
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Warranty Deed, Transfer EXECUTIVE TTL NORTHWEST LLC
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Feb 14, 2017	Grant Deed, Subdivision Related Transfer · Conventional with PMI UNIVERSAL AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2021 · Amount on Record
Deed Sale	Nov 9, 2021 · Amount on Record
Deed Document Number	20211489835
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 9, 2021
Property Address	7159 MACKENZIE AVE NE, OTSEGO, MN 55330-5112
Document Number	0001489835
Instrument Date	Oct 28, 2021
Instrument	1489835
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	EXECUTIVE TTL NORTHWEST LLC

Transaction

Amount	Amount Recorded
Tax	$1,402.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7159 MACKENZIE AVE NE, OTSEGO, MN 55330-5112

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	7159 MACKENZIE AVE NE, OTSEGO, MN 55330-5112
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	LEGACY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001464565
Date	Mar 31, 2021
Instrument	1464565

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

February 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WRIGHT MN
Recording Date	Feb 14, 2017
Property Address	7159 MACKENZIE AVE NE, OTSEGO, MN 55330-5112
Document Number	0001336843
Instrument Date	Feb 8, 2017
Instrument	1336843
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7159 MACKENZIE AVE NE OTSEGO MN 553305112, OTSEGO, MN 55330-5112

Mortgage

Document Number	1336845
Date	Feb 14, 2017
Instrument	1336845

Lender

Name	UNIVERSAL AMERICAN MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2047

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,056.00 (+11.46%)	$466,100 (+2.13%) Land $100,000 Building $366,100	$466,100 (+2.13%) Land $100,000 Building $366,100
2025		$456,400 (-1.25%) Land $105,000 Building $351,400	$456,400 (-1.25%) Land $105,000 Building $351,400
2023	$4,536.00 (-6.78%)	$462,200 Land $102,000 Building $360,200	$462,200 Land $102,000 Building $360,200
2022	$4,866.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Otsego serves 19,000 people · EPA ID MN1860026
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, Verizon.

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