7159 Hwy 346, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 7159 Hwy 346, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,185 sqft · built 2003
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on File
Last Sale	$221,700 (Apr 2020)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-36-000-007.01`

Property Details

APN / Parcel Number

Primary APN	`017-36-000-007.01`
Alternative APN	`17441`

Interior

Full Baths	2 Baths
Building Area	2,185 sqft Living Area
1st Floor Area	1,681 sqft
2nd Floor Area	504 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Shingle
Lot Area	28,314 sqft (0.65 acres)
Utility Building	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	17441
Street Address	7159 HIGHWAY 346
City	PONTOTOC
State	MS
Zip	38863-9644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.65 AC N SD NE1/4 744-402 8/9/99 2/28/00 200891 20030064 04/01/02 1/6/03 20046165 11/19/04 20046167 11/19/04 20046173
Legal Range	01E
Legal Township	08S
Legal Section	36
Legal Tract	1
Jurisdiction	PONTOTOC MS
Township / Civil Division	2
Census Block Group	1
Census Block	1012
Census Tract	950200

Owner

7159 Hwy 346 is owned and occupied by two individuals who bought it in April 2020.

Source: Pontotoc County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7159 HIGHWAY 346, PONTOTOC, MS 38863-9644
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 29, 2021	Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC
Apr 3, 2020	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2020 · Amount on File
Deed Sale	Apr 3, 2020 · Amount on File
Deed Document Number	20201209
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	7159 HIGHWAY 346, PONTOTOC, MS 38863-9644
Transaction Type	Mortgage
Record Updated	Dec 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7159 HIGHWAY 346, PONTOTOC, MS 38863-9644

Mortgage

Document Number	2025004271
Date	Nov 7, 2025
Instrument	2025004271

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	7159 HIGHWAY 346, PONTOTOC, MS 38863-9644
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7159 HIGHWAY 346, PONTOTOC, MS 38863-9644
Investor	Possibly a Property Investor

Mortgage

Document Number	2021005457
Date	Dec 29, 2021
Instrument	2021005457

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PONTOTOC MS
Recording Date	Apr 3, 2020
Property Address	7159 HIGHWAY 346, PONTOTOC, MS 38863-9644
Document Number	2020001209
Instrument Date	Mar 31, 2020
Instrument	2020001209
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7159 HIGHWAY 346, PONTOTOC, MS 38863-9644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7159 HIGHWAY 346, PONTOTOC, MS 38863-9644
Investor	Possibly a Property Investor

Mortgage

Document Number	2020001210
Date	Apr 3, 2020
Instrument	2020001210

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7159 Hwy 346 was $2,377 with a homeowner's exemption.

Source: Pontotoc County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00 Homeowner's exemption	$18,454	$173,825 Land $7,550 Building $166,275
2023	$2,377.00 Homeowner's exemption	$18,454	$173,825 Land $7,550 Building $166,275

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7159 Hwy 346 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7159 Hwy 346 is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 44% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MUD CREEK WATER ASSOCIATION #2 public/private · serves 663 people · EPA ID MS0580020
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MUD CREEK WATER ASSOCIATION #1
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North East Fiber Fiber	2,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Hwy 346

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