7159 Deborah Dr, Saginaw, MI 48609 Property Records

Saginaw County property record for 7159 Deborah Dr, Saginaw, MI 48609

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,344 sqft · built 1965
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on File
Last Sale	$164,000 (Aug 2023)
Tax Bill	$2,894 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`28-12-3-36-1437-000`

Property Details

APN / Parcel Number

Primary APN	`28-12-3-36-1437-000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,199 sqft (0.303 acres)
Lot Dimensions	132 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	7159 DEBORAH DR
City	SAGINAW
State	MI
Zip	48609-5255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 37 MARYWOODS SUBDIVISION NO.1 SEC 36 T12N R3E
Legal Range	03E
Legal Township	12N
Legal Section	36
Legal Subdivision	MARYWOODS SUBDIVISION
Legal Lot Number	37
Legal Unit	37
Jurisdiction	SAGINAW MI
Township / Civil Division	THOMAS
Census Block Group	3
Census Block	3011
Census Tract	12001

Owner

7159 Deborah Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7159 DEBORAH DR, SAGINAW, MI 48609-5255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Prior Sale	Nov 12, 1998 · Amount on File
Deed Document Number	202318920
Prior Transfer Date	Dec 18, 2012
Prior Transfer Doc	0000040516
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 23, 2023
Property Address	7159 DEBORAH DR, SAGINAW, MI 48609-5255
Document Number	0000018920
Map Reference	LB 14 PG 34
Instrument Date	Aug 23, 2023
Instrument	2023018920
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7159 DEBORAH DR, SAGINAW, MI 48609-5255

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4330 SEIDEL PL, SAGINAW, MI 48638-5676
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018921
Date	Aug 23, 2023
Instrument	2023018921

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Aug 23, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 7159 Deborah Dr was $2,894 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Thomas Township
Unified School District	Swan Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,600	$161,200
2025	$2,894.00 Homeowner's exemption
2023		$60,400 (+8.05%)	$120,800 (+8.05%)
2022	$1,901.00 (+14.04%) Homeowner's exemption	$55,900	$111,800
2021	$1,667.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7159 Deborah Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	44 (1986–2026)
Claims Outside the SFHA	4 of 44
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms And Flooding, May 2020 · 26 claims Flooding, Apr 2013 · 2 claims Severe Storms & Flooding, Sep 1986 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7159 Deborah Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20