7157 Stone St SE, Lacey (Olympia), WA 98513 Property Records

Thurston County property record for 7157 Stone St SE, Lacey, WA 98513

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,130 sqft · built 2006
Lot Size0.155 acres (6,736 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Oct 2020)
Tax Bill$5,294 (2026)
Deeds & MortgagesJun 2026 Line of Credit
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN55290031300

Property Details

APN / Parcel Number

Primary APN55290031300

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area2,130 sqft Living Area
Gross Area2,732 sqft
1st Floor Area1,102 sqft
Upper Floors Area1,028 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialConcrete
Lot Area6,736 sqft (0.155 acres)
Garage TypeAttached
Garage Area392 sqft
Parking Spaces1 Parking Space
PorchCovered Porch
Porch Area210 sqft
Patio Area222 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7157 STONE ST SE
CityOLYMPIA
StateWA
Zip98513-5199
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLD 3-6
Legal DescriptionSECTION 04 TOWNSHIP 17 RANGE 1W QUARTER SE SW PLAT HORIZON POINTE DIV 2 LT 313 DOCUMENT 3738975
Legal Range01
Legal Township17
Legal Section04
Legal SubdivisionHORIZON POINTE
Legal Block4
Legal Lot Number313
JurisdictionTHURSTON WA
Township / Civil DivisionOLYMPIA
Census Block Group4
Census Block4002
Census Tract11623

Owner

Source: Thurston County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address7157 STONE ST SE, OLYMPIA, WA 98513-5199
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE
Oct 14, 2020Warranty Deed, Transfer · VA Mortgage
CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 14, 2020 · Amount on Record
Deed SaleOct 14, 2020 · Amount on Record
Prior SaleJul 18, 2016
Deed Document Number20204791596
Prior Transfer DateJun 30, 2016
Prior Transfer Doc0004512010
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTHURSTON WA
Recording DateJun 30, 2026
Property Address7157 STONE ST SE, OLYMPIA, WA 98513-5199
Document Number0005106287
Instrument DateJun 11, 2026
Instrument20265106287
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005106287,
DateJun 30, 2026
Instrument20265106287
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 7, 2056
Interest
Rate6.36%
Max Rate-1%

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTHURSTON WA
Recording DateOct 14, 2020
Property Address7157 STONE ST SE, LACEY, WA 98513-5199
Document Number0004791596
Map ReferenceDOC 3738975
Instrument DateOct 8, 2020
Instrument4791596
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyFATCO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,320.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7157 STONE ST SE, LACEY, WA 98513-5199

Mortgage

Document Number0004791597
DateOct 14, 2020
Instrument4791597
Lender
NameCROSSCOUNTRY MORTGAGE LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Thurston County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateWashington
CountyThurston County
MunicipalityLacey City
Unified School DistrictNorth Thurston Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,294.00 (+18.73%)
2025$510,600 (+8.99%) Land $142,800 Building $367,800$510,600 (+8.99%) Land $142,800 Building $367,800
2023$4,459.00
2022$468,500 Land $69,900 Building $398,600$468,500 Land $69,900 Building $398,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLACEY WATER DEPARTMENT
serves 105,178 people · EPA ID WA5343500
Water SourceGroundwater
Last State InspectionAug 2022

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
CenturyLink
DSL
140 / 20

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